Rosselkhozbank

Russian Agricultural Bank began operations in 2000. Then, on March 15, acting President of the Russian Federation Vladimir Putin signed a decree on the creation of a state-owned bank whose clients would be domestic agricultural producers. Thus, as early as April 24, the Central Bank issued a license to Russian Agricultural Bank to conduct operations.

The financial organization's first major client was the Buryatmyasprom meat-processing complex. However, the company later became fully owned by the bank due to large debts to Russian Agricultural Bank.

In addition, other important events took place in the bank's history of development:

• in 2008, the assets of sugar plants located in the Krasnodar Territory passed into the ownership of the organization;
• in April 2009, the "Agrokomplex Rassvet" meat-processing enterprise became the property of the company;
• in May 2009, the assets of the Samara agro-industrial complex "Alicor Group" passed into ownership;
• in June 2009, Russian Agricultural Bank entered into prolonged litigation with the "Nastyusha" grain company;
• in 2010, the bank took first place in the national "Banking Business" award;
• in 2014, the company was hit with sanctions and lost access to the international market;
• in 2015, the organization received a subordinated deposit of 1.15 billion dollars from Rosneft. In addition, in 2013, Russian Agricultural Bank ranked first among the hundred largest banks participating in the SWIFT system, and in 2014, it entered the list of the world's largest banking brands according to several financial publications.

Today, 100% of the shares of Russian Agricultural Bank are owned by the state represented by Rosimushchestvo. 100% of preferred shares are owned by the Ministry of Finance of the Russian Federation, and 100% of category "A" shares are owned by the Deposit Insurance Agency.

The Chairman of the Management Board of Russian Agricultural Bank is Boris Pavlovich Listov, and the Chairman of the Supervisory Board is Arkady Vladimirovich Dvorkovich.

The bank focuses primarily on servicing enterprises operating in the agro-industrial complex. However, regular citizens can also use the services of the credit organization.

Debit cards

Today, you can apply for the following debit cards at Russian Agricultural Bank:

• "SVAYA card";
• "Appetitnaya card";
• "Molodyozhnaya card";
• "Individual payroll card";
• "Pension card";
• "Uralochka Unified Social Card";
• "Republic of Mordovia Social Card";
• "Oryol Oblast Resident Card";
• "Primorets Social Card";
• "Sakhalin Resident Unified Card";
• "Putevaya card";
• "Amur Tiger";
• "EcoCard";
• "Russian Agricultural Bank-VORDI";
• "Personal card";
• "Rosselkhozbank-AKKOR";
• "Salary Card";
• "Representative Card";
• "Troika".

Credit cards

There are far fewer credit card offers at the bank:

• "SVAYA Credit Card";
• "Travel Credit Card";
• "Amur Tiger";
• "Installment Shopping Credit Card";
• "Rosselkhozbank-AKKOR";
• "Credit Card with Grace Period";
• "Credit Card without Grace Period";
• "Premium Card with Credit Grace Period".

Lending

The company offers the following lending programs:

• loan with a reduced payment;
• loan refinancing;
• Svoe Rodnoe;
• for rural development for village residents;
• for natural gas vehicle fuel;
• for the development of subsidiary farming;
• payday loan in the form of an overdraft;
• mortgage with state support;
• Far Eastern mortgage;
• mortgage for families with children;
• military mortgage;
• military mortgage refinancing;
• rural mortgage;
• mortgage for IT company employees;
• mortgage refinancing for families with children.

Deposits and savings accounts

To save personal funds, Rosselkhozbank offers clients:

• "Dohodny" deposit;
• "Popolnyaemy" deposit;
• "Komfortny" deposit;
• "Nakopi na Mechtu" deposit;
• "Dohodny Pensionny" deposit;
• "Premium Dohodny" deposit;
• "Premium Komfortny" deposit;
• "Premium Popolnyaemy" deposit;
• "Ultra Dohodny" deposit;
• "Ultra Komfortny" deposit;
• "Ultra Popolnyaemy" deposit;
• "Moya Kopilka" savings account;
• precious metals account;
• current accounts.

Insurance

The company also offers the following insurance programs:

• "Bank Card Money Protection";
• "Deposit Interest Protection";
• “Protection for You and Your Family”;
• “RSHB Life Insurance”;
• “RSHB Insurance”.

Investments

The following are available to investors here:

• brokerage account;
• ready-made investment solutions;
• coins;
• precious metal bullion;
• precious metal accounts;
• exchange rates;
• unit-linked life insurance;
• endowment life insurance.

1. Reliability — Russian Agricultural Bank is one of the largest and most reliable banks in Russia.
2. State participation — the bank is controlled by the state, which provides additional stability and security.
3. Wide range of services — Russian Agricultural Bank offers a broad spectrum of banking products and services, including lending, deposits, bank cards, investment products, and much more.
4. Support for agriculture — the bank actively supports the development of agriculture in Russia by providing loans and other forms of support to agricultural enterprises.
5. Remote banking — Russian Agricultural Bank provides its clients with the ability to manage their accounts via internet banking and a mobile app.
6. Individual approach — the bank strives to cater to the individual needs of its clients.