PJSC CB "UBBR"

"UBBR" Bank officially began operations on September 28, 1990. Therefore, this credit institution can be considered young compared to other large companies operating in Russia. "UBBR" is the first bank in the Sverdlovsk Oblast to receive a license from the Central Bank of the Russian Federation. It was also the first in the region to be connected to the international interbank financial operations service — S.W.I.F.T. UBBR is still a participant in this service today.

The following important dates can be highlighted in the history of the development of "UBBR" Bank:

• 2020 — during this time, the financial organization connected to the international payment systems "VISA" and "MasterCard";
• 2001 — UBBR changed its legal form to an open joint-stock company (OJSC);
• 2003 — the first investment hall was opened in Yekaterinburg and a complex of systems for effective business management was implemented;
• 2004 — UBBR merged with the "Sverdlsotsbank" company;
• 2006 — the organization joined the Association of Russian Banks;
• 2007 — the company opened its first banking investment center;
• 2008 — the bank joined the Ural Chamber of Commerce and Industry;
• 2010 — the bank developed a new development concept;
• 2012 — UBBR rebranding took place;
• 2014 — UBBR became one of the first credit institutions to participate in the pilot testing of the "MIR" national payment system;
• also in 2014 — the Central Bank included UBBR among the banks where an authorized representative of the Bank of Russia will be permanently present;
• 2015 — the bank became the main investor for VUZ-Bank;
• From 2016 to 2020, a new concept, "Everything for the customer satisfied with the service," was launched.

Today, 30% of UBBR's total share package belongs to Igor Altushkin, the founder and main owner of the Russian Copper Company holding. Private individuals Vladimir Pechenenko and Alexander Semkin own 20% each. Another 15.87% belongs to Sergey Skubakov, and the remaining 13.28% to Irina Gaivoronskaya.

UBBR offers its clients a wide range of banking services. In particular, individuals have access to bank cards, lending, deposits and savings accounts, and insurance.

Bank cards

Bank cards are the most popular product at UBBR. Today, clients have access to just one credit card — "My Freedom." There are slightly more debit cards available. Thus, UBBR clients can apply for:

• “My Life”;
• “MIR Supreme”;
• "Uralochka."

Lending

Today, UBBR clients can apply for one of the following credit programs:

• cash loan;
• loan without proof of income;
• auto loan;
• loan refinancing;
• loan for urgent purchases;
• loan for renovation and construction;
• secured loan;
• mortgage.

Deposits and savings accounts

To save funds, the bank provides the following deposits and savings accounts:

• "Fast Start" deposit;
• "Maximum Yield" deposit;
• "Right Choice" deposit;
• "Daily Income" savings account;
• savings account;
• "Multi-currency" deposit;
• "Mobile" deposit;
• Pension deposit;
• "Demand" deposit;
• "Deposit into the Future" comprehensive product.

Insurance

The most popular insurance programs today are:

• "Maximum Protection";
• "Health Protection";
• Travel insurance;
• "Anti-Tick";
• "Multipolis";
• "School";
• “SportLife”.

Among the advantages of UBBR Bank, we can highlight:

• Reliability. UBBR is one of the large and reliable banks in Russia, making it attractive to customers.
• A wide product line. UBBR offers a wide range of banking services, including lending, deposits, bank cards, insurance, and others.
• Convenient online banking. The bank provides its clients with convenient internet banking and a mobile application for account management.
• Favorable loan terms. UBBR offers loans with low interest rates and comfortable repayment terms.
• High level of service. The bank has a wide network of branches and ATMs across Russia, ensuring high-quality service for its clients.