Joint-Stock Company "Raiffeisenbank"

Raiffeisenbank is a relatively young bank, compared to other major financial institutions operating in Russia. It opened its first branch in our country only in 1996.

Until 2006, the financial institution operated under the name "Raiffeisenbank Austria" — until it acquired the Russian Impexbank. Since the beginning of 2006, Raiffeisenbank has become the largest foreign bank operating in Russia.

All subsequent years, the credit institution developed and grew its customer base. For example, in May 2013, a partnership agreement was concluded between Raiffeisenbank and UniCredit Bank. And in June 2016, the company merged its ATM networks with B&N Bank.

100% of Raiffeisenbank is owned by the international company "Raiffeisen Centrobank AG". The management board includes the following persons:

• Chairman of the Management Board — Sergey Monin;
• Members of the Management Board — Nikita Patrakhin, Gert Hebenstreit, and Roland Wass.

Despite the fact that Raiffeisenbank provides banking services, including to individual entrepreneurs, small and medium-sized businesses, its main focus is on individuals.

Bank cards

Today you can apply for the following credit cards at Raiffeisenbank:

• "110 days without interest";
• "Cashback on everything";
• "Cashback on everything Premium".

Among debit cards, clients have access to:

• "Mir Cashback Card";
• "Mir payment sticker";
• "Mir";
• “Mir Supreme”.

Lending

Raiffeisenbank clients have access to a large line of credit products. Thus, they can apply for:

• cash loan;
• loan refinancing;
• loan secured by real estate;
• auto loan;
• mortgage.

Deposits and savings accounts

As for deposits and savings accounts, clients have access to:

• "To the Subscription" savings account;
• "Daily Balance" savings account;
• Fixed deposit.

In addition, safe deposit boxes can be rented at Raiffeisenbank: for personal needs, mortgages, or third-party transactions.

Insurance

Raiffeisenbank clients also have access to insurance. Today, the most popular programs are the following:

• "Voluntary Medical Insurance";
• "Under Control";
• "ONKOhprotection";
• "Home and Apartment Protection";
• "Travel Insurance";
• "Family Protection";
• "Electronic MTPL Policy";
• "For Cash Loans" and others.

The advantages of Raiffeisenbank include:

• Reliability. Raiffeisenbank is one of the largest foreign banks operating in Russia and has a high level of reliability.
• A large lineup of banking products and services. Raiffeisenbank offers a wide range of services for individuals and legal entities, including loans, deposits, debit and credit cards, mortgages, and much more.
• Convenient online banking. The bank offers a user-friendly online banking platform and mobile application that allow you to manage your accounts and cards from anywhere in the world.
• Favorable lending terms. Raiffeisenbank offers loans with low interest rates and comfortable repayment terms.
• High level of customer service. The bank has an extensive network of branches and ATMs, and also provides high-quality service to its clients.