Bank Sinara

Sinara Bank was founded in 1990 and was originally named "Sverdlovsk Commercial Bank". It was created as a result of the reorganization of Agroprombank, which operated in the Soviet Union. However, the bank actually began operations only in 1993, when it received the right to conduct financial transactions. Prior to that, the company was used solely for reorganization purposes, but subsequently launched its own business operations, which it successfully continues to this day.

One of the key events in the bank's history was the acquisition of a controlling stake in 1995 by Mikhail Khodorkovsky, which likely contributed to the active development of Sverdlovsk Commercial Bank.

An important milestone in the bank's development was receiving the status of the official bank of the Sverdlovsk Region in 1996. The credit institution began to actively participate in the implementation of significant social projects and service accounts of administrative institutions.

In addition, since 2013, a controlling stake in SKB-Bank has been owned by the Sinara Group, which also contributes to the bank's stability and reliability in the market.

At the beginning of 2020, 53.77% of the bank's shares were owned by the Sinara Group. Another 42.64% was held by TMK STEEL HOLDING LIMITED. 

Today, the Chairman of the Management Board of the company is Denis Gennadievich Oshev, and the Chairman of the Board of Directors is Anatoly Nikolaevich Ovsyannikov.

The core focus of Sinara Bank's work is providing services to small and medium-sized businesses. However, standard products are also available to individuals: debit and credit cards, loans, deposits and savings accounts, investments, insurance, and much more.

Debit cards

Among the debit cards available to Sinara Bank customers are: 

• "Universal Card";
• payment sticker;
• "Unified Social Card";
• "Salary Card";
• "Card of Goodness Sinara CF".

Credit cards

Today, customers can apply for only one credit card at the financial institution — "YES!".

Lending

The following loan programs are available to Sinara Bank borrowers:

• "0% Loan";
• "Express Loan";
• "Pension Loan";
• "Large Amount Loan";
• "Loan for Entrepreneurs."

Deposits and savings accounts

To save their own funds, customers can open:

• «Welcome» deposit;
• «Dream Come True+» deposit;
• «Dream Come True» deposit;
• «Ordinary Miracle!!» deposit;
• «Maximum» deposit;
• «Pension!!» deposit;
• «Active Income» savings account;
• «Course to a Dream» savings account.

Investments 

For successful investing, Sinara Bank offers:

• «Profitable Shares» unit-linked life insurance;
• «Effective» deposit.

Insurance

Among the insurance programs available at the company are:

• "e-OSAGO";
• "Financial Cushion 2.0";
• "Bank Card Insurance";
• “Money for Health+”;
• “My Housekeeper+”;
• “Come Rain or Shine!”;
• “Travel Insurance”;
• “DoctorPRO 2.0”;
• “DoctorPRO 2.0 Kids”;
• “HealthPRO”.

Additional services 

As additional services, the bank offers biometric identification, the "All Inclusive" service package, safe deposit box rentals, international transfers, money transfers, and much more.

Company advantages:

1. Reliability and stability — Bank Sinara has been operating in the financial market for over 25 years and has proven itself as a stable and reliable partner.
2. Wide range of services — the company provides various products for individuals and legal entities, including loans, deposits, bank cards, investments, insurance, and much more.
3. Individual approach — the credit institution strives to accommodate all the needs of its clients by offering tailored lending, insurance, deposit, and other terms.
4. Modern technologies — the bank uses modern technologies to improve customer service quality and ensure data security.
5. Developed network of branches and ATMs — Bank Sinara has numerous branches and ATMs across the country, ensuring convenience and accessibility of services for clients.