LOCO-Bank

Loko-Bank began operations in 1994. Since then, many significant events have taken place in the history of the credit institution:

• from 1994 to 2002, the company actively developed in the Russian and international currency markets;
• from 2003 to 2005, the bank signed an agreement with the European Bank for Reconstruction and Development, which allowed it to obtain funds to develop its own lending programs for small and medium-sized businesses;
• from 2006 to 2007, the financial organization launched retail customer service programs;
• from 2008 to 2009, the company added mortgage lending, bank card services, and expanded deposit offerings to its list of programs;
• also from 2008 to 2009, the company entered the top 10 banks by the number of loans issued to small and medium-sized businesses;
• in 2010, the total amount of loans issued to individuals exceeded 4.5 billion RUB;
• in 2011, Loko-Bank entered the ranking of the 33 best Russian banks and the ranking of 15 credit institutions by the number of car loans issued;
• in 2012, the company launched a rebranding;
• in 2013, the financial organization opened 7 branches, increasing the number of operating offices to 62;
• from 2014 to 2019, the company developed its own mobile application operating on Android and iPhone platforms;
• from 2019 to 2022, Loko-Bank became fully Russian-owned and entered the top 20 innovative banks based on 2020 results.

The Chairman of the Board of Directors of Loko-Bank is Stanislav Iosifovich Boguslavsky, and the Chairman of the Management Board is Viktor Yulyanovich Davydik.

The company provides services to both small and medium-sized businesses and individuals. For ordinary citizens, it offers debit and credit cards, consumer and auto loans, deposits and savings accounts, and insurance.

Debit cards

Among the debit cards available at Loko-Bank, you can apply for the following:

• payment sticker;
• "Maximum Income";
• "LokoYarko MIR";
• "LokoYarko";
• "Loko Salary". 

Credit cards

Currently, the bank does not issue credit cards. 

Lending

Available lending programs include:

• cash loan;
• loan secured by real estate;
• car-secured loan;
• loan refinancing;
• car loan "Limons na avto".

Deposits and savings accounts

To save personal funds, clients can open:

• deposit "Welcome. Loko";
• deposit "Loko. My Decision!";
• savings account "Loko. My Choice";
• savings account. 

Insurance

Available insurance programs include:

• property insurance;
• comprehensive borrower insurance programs;
• financial protection;
• "Absolute Income";
• unit-linked life insurance;
• "Catch Good Luck";
• "Care Without Borders";
• "Save the Forest";
• endowment life insurance;
• profitable CTP from leading insurers. 

Advantages of the credit institution:

1. Reliability and stability — Loko-Bank has been operating in the financial market since 1994 and has proven itself as a reliable partner during this time, as evidenced by positive customer reviews.
2. Wide range of services — the company offers various services for individuals and legal entities, including lending, deposits, bank cards, foreign exchange transactions, insurance, and much more.
3. Modern technologies — the organization actively uses modern technologies and innovations in its operations, making its services more accessible and convenient for clients.
4. Developed network of branches and ATMs — the bank has numerous branches and ATMs across the country, allowing clients to quickly and easily access its services.
5. Many loan programs — the company offers a large selection of loan programs for individuals and legal entities with various terms and interest rates.
6. Various deposits and savings accounts — deposits at Loko-Bank are considered among the most profitable on the market, offering high interest rates and flexible investment terms.