Denga
About the loan
Review of loans at the Denga MFO
Modern microfinance standards allow a borrower to contact a reliable MFO to obtain guaranteed financing. When applying for a loan at Denga, you can participate in any 6 programs where you can get a guaranteed online loan to a card from Denga in the amount of up to 100,000 RUB, with an interest rate ranging from 0.001% to 1% per day provided for you. In addition, you can participate in the "Car PTS Collateral Loan" program, where you can get a loan of up to 1 million RUB for a term of 60 months, with an interest rate from 0.07% to 0.24% per day. In this promotion, the car remains at your disposal.
Official information about the microfinance company. Currently, the following companies operate under the Denga brand:
- "ZEMLYA 12 Microcredit Company."
- "YUPITER 6 Microfinance Company."
Service regions – all of Russia. Each microcredit company has its own registration in the MFO register of the Central Bank of Russia.
Terms of applying for an online loan at the Denga MFO
Before applying for a loan at Denga, we recommend that you familiarize yourself with the tariff plans. Currently, 6 tariff plans have been developed:
Tariff plans by category
MK "Jupiter 6"
- for a term of up to 33 days (inclusive) in an amount of up to 30000 rubles (inclusive);
- for a term from 32 to 59 days (inclusive) in an amount of up to 30000 rubles (inclusive);
- for a term from 61 to 69 days (inclusive) in an amount from 31000 to 40000 rubles (inclusive);
- for a term from 61 to 89 days (inclusive) in an amount from 10000 to 25000 rubles (inclusive);
- for a term from 61 to 180 days (inclusive) in an amount from 5000 to 80000 rubles (inclusive) (annuity);
- for a term from 181 to 365 days (inclusive) in an amount from 26000 to 100000 rubles (inclusive)
(annuity); - for a term from 366 to 730 days (inclusive) in an amount from 41000 to 200000 rubles (inclusive)
(annuity).
MK "Zemlya 12"
- for a term from 5 to 30 days (inclusive) in an amount from 1000 to 3000 rubles (inclusive);
- for a term from 30 to 90 days (inclusive) in an amount from 4000 to 20000 rubles (inclusive);
- for a term from 60 to 360 days (inclusive) in an amount from 10000 to 100000 rubles (inclusive)
(annuity)
To specify the software product for your category, you need to check the region where your office is located. The Denga website lists all offices, as well as their addresses and contact phone numbers. Currently, the company's offices are located in 99 cities across Russia.
In case of late payment, penalty sanctions in the amount of 20% per annum are provided.
Terms
Before taking out a loan from Denga, you need to check if your city is listed where the microfinance organization's branch is located.
Funds are disbursed after application approval only at the nearest Denga microfinance organization (MFO) branch. An operator will call you to suggest the address of the nearest Denga branch.
Check the city list to see if an office is available in your area. Currently, offices are present in 99 cities across Russia.
- Review the offers on our loan matching website and the information about Denga MFO.
- Go to the company's official website and submit an application.
- Provide your passport details and other information, including whether you fall under a specific category.
- Choose how you would like to receive the funds: in cash at the office or to your personal bank card.
- When entering your bank card details, you must undergo an additional verification procedure.
- Submit your application and wait for a response from the operator.
After that, you will be invited to visit a Denga MFO office where you need to sign the agreement and receive the funds via your chosen method.
- Provide the details from your primary identity document.
- The borrower must be at least 18 years old.
- The borrower must have full legal capacity.
- The borrower must be registered in the region where the Denga MFO branch is located.
- When applying, you must upload document scans and a real photo of yourself holding those documents (a requirement of the Central Bank of the Russian Federation for issuing borrowed funds).
Given Denga's extensive microloan product line, you can obtain loans of up to 200,000 RUB with the lowest interest rate and for a period of up to 730 days. For those who want to get a loan of up to 1 million RUB, the microfinance company offers participation in the "Car Title Loan" program. You take out a loan secured by your vehicle, receive the money, but can still freely use the vehicle for personal and commercial purposes. The loan is issued for a term of 60 months, with an interest rate ranging from 0.07% to 0.24% per annum.
In St. Petersburg offices, borrowers can obtain additional insurance conditions, including coverage for:
- Water supply system accidents.
- Fire.
- Robbery and assault.
- Theft of personal property rights, etc.
More detailed information about the insurance terms is available at the MFO offices located in St. Petersburg.
Given that each region has its own MFO operating under internal standards, only links to the loan provision rules for separate divisions are provided here:
- Zemlya 12.
- YUPITER 6.
Please note that all the above-mentioned microfinance companies operate under the single Denga brand, and each MFO is individually registered in the registry of the Central Bank of Russia. All rules are uniform for MFOs operating under the single Denga brand.
Cities where Denga MFO offices are available
- Moscow
- Saint Petersburg
- Abakan
- Almetyevsk
- Angarsk
- Armavir
- Artyom
- Arkhangelsk
- Astrakhan
- Achinsk
- Balakovo
- Barnaul
- Belgorod
- Biysk
- Velikiye Luki
- Veliky Novgorod
- Vladivostok
- Volgograd
- Volzhsky
- Vologda
- Voronezh
- Votkinsk
- Gatchina
- Yekaterinburg
- Ivanovo
- Izhevsk
- Irkutsk
- Yoshkar-Ola
- Kazan
- Kaliningrad
- Kemerovo
- Kirov
- Komsomolsk-on-Amur
- Kopeysk
- Kostroma
- Krasnodar
- Krasnoyarsk
- Kurgan
- Kursk
- Lipetsk
- Magnitogorsk
- Miass
- Murmansk
- Naberezhnye Chelny
- Nakhodka
- Nizhnevartovsk
- Nizhnekamsk
- Nizhny Novgorod
- Nizhny Tagil
- Novokuznetsk
- Novokuibyshevsk
- Novomoskovsk
- Novosibirsk
- Ozersk
- Omsk
- Orenburg
- Ostrov
- Penza
- Perm
- Petrozavodsk
- Prokopyevsk
- Pskov
- Rostov-on-Don
- Ryazan
- Samara
- Saratov
- Sevastopol
- Severodvinsk
- Simferopol
- Smolensk
- Solikamsk
- Sochi
- Surgut
- Syktyvkar
- Taganrog
- Tolyatti
- Tomsk
- Tula.
- Tyumen
- Ulan-Ude
- Ulyanovsk
- Ussuriysk
- Ufa
- Khabarovsk
- Tchaikovsky
- Cheboksary
- Chelyabinsk
- Cherepovets
- Chita
- Shakhty
- Engels
- Yuzhno-Sakhalinsk
- Yakutsk
- Yaroslavl
Rates
To a bank card
Via personal account
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