DobroZaim

DobroZaim
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Microloan amount
Microloan amount
100000 ₽
Rate, %
Rate, %
From 0 %
Age
Age
From 19 years
Credit history
Credit history
Any
Microloan term
Microloan term
up to 365 days
Decision
Decision
From 1 min
DobroZaim
Apply now
Updated: 07.11.2024

About the loan

"DobroZaim" is a well-established and reputable microfinance organization. Here, borrowers can get a loan in the amount of 1 to 100 thousand RUB for a period of 4 to 365 days. A special offer is available for new clients — the first microloan at 0%.

Terms

For borrowers applying to the microfinance organization for the first time, a special offer is available — they can take out their first loan at 0%. To do this, they need to submit an application for an amount from 1 to 15 thousand RUB for a period of 7 days. 

In general, you can get a microloan here in the amount of 1 to 100 thousand RUB for a period of 4 to 365 days. The maximum interest rate does not exceed the legal limit of 0.8% per day.

Borrowers who meet the following requirements can apply for a loan at the microfinance organization:

  • are citizens of the Russian Federation;
  • have permanent registration within the territory of Russia;
  • aged 19 to 90 years old.

To get a microloan, you will only need to provide a passport of a citizen of the Russian Federation. However, the microfinance organization may request documents confirming income and employment.

You can receive a microloan in the following ways: 

  • to a bank card of the MIR, Visa, or MasterCard payment systems;
  • by bank account details transfer;
  • to an e-wallet and YooMoney;
  • in cash or via Zolotaya Korona money transfer systems;
  • to the mobile phone number of Megafon, Beeline, MTS, and TELE2 operators.

You can repay the microloan in the following ways:

  • using a MIR, Visa, or MasterCard bank card in your account;
  • by bank account details transfer;
  • at Russian Post offices.

How to apply

You can apply for a microloan only online — on the official website of the microfinance company. To do this, you need to:

  • go to the microfinance organization's website;
  • indicate the desired amount and term;
  • indicate last name, first name, and patronymic, phone number, and email address;
  • enter the confirmation code from the SMS message;
  • provide date and place of birth, gender, passport details, registration address, and actual residential address;
  • provide SNILS or INN details, employment information, and contact details of a third party;
  • specify the desired amount and term.

Rates

Amount
From 1,000 to 100,000 RUB
Term
From 4 to 365 days
Interest rate
From 0% to 0.8% per day
First loan
From 1,000 to 15,000 RUB for 7 days at 0%
Penalty for missed payment
0.054% for each day of delay
Application
Online and at a branch
Disbursement
To a bank card;
by bank account details transfer;
to YooMoney e-wallets;
in cash or via CONTACT and Zolotaya Korona money transfer systems;
to the mobile phone number of Megafon, Beeline, MTS, and TELE2 operators
Repayment
Bank card;
by bank account details transfer;
from a "QIWI" electronic wallet;
via QIWI terminals;
at Russian Post offices
Borrower's age
From 19 to 90 years old
Income verification
Not required
Collateral
Not required
Credit history
Any

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

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Customer reviews

Leave a review
Victoria Skryabina
Victoria Skryabina
Guest
DobroZaim
I've taken out loans before, but this is my first time using DobroZaim. I urgently needed to cover some debts, and my salary was delayed. They offered 0.8% per day, and I borrowed 20,000 RUB for 30 days. Everything was quickly verified, and the money was disbursed. The terms are actually transparent, very clear and straightforward. There are no hidden fees. Plus, customer service is top-notch; they explained everything and helped me fill out the application. By the way, I applied online, which is very convenient since you don't have to go anywhere. Minimal requirements for clients, they even lend to the unemployed. The only downside is that you can't receive the loan on another bank's card, only on a Sberbank card. But overall, I am satisfied. There is a flexible repayment schedule, and if you suddenly can't pay on time, you can extend the loan. Anyway, I recommend it to anyone who might find themselves in a difficult financial situation. This is a reliable microfinance organization.
EchoEnigma
EchoEnigma
Guest
DobroZaim
I took out a loan from DobroZaim when I urgently needed funds for car repairs. The interest rate is high, but the online application was approved without any issues. The loan amount was 30,000 RUB for a term of one month. The lending terms are transparent and repayment is flexible. Recommended!
Leya Vitaeva
Leya Vitaeva
Guest
DobroZaim
I decided to take out an online loan for the first time. I spent a long time choosing where to go and settled on DobroZaim. They work fast, which I liked. All terms on the website are transparent, with no hidden fees. I chose the amount and term myself. I filled out the application form, and the money arrived in 20 minutes. It's very convenient that you can repay the loan ahead of schedule, which reduces the overpayment. I'll do the same next time. Overall, I am satisfied.
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