Кредитные карты Альфа-банка — условия 2026

Updated: 29.10.26
Credit limit, RUB
Grace period, days
Show
22 options
Credit limit: 100 000 ₽
Interest-free: No
Cost: From 0 RUB
Rate: From 138.7 %
Decision: From 5 min
Cashback: No
Банк-партнер
2
165
1
Credit limit: 49 999 ₽
Interest-free: No
Cost: From 0 RUB
Rate: From 49.9 %
Decision: Online
Cashback: ccb_custom_69_9
VTB
76
0
Credit limit: 1 000 000 ₽
Interest-free: No
Cost: From 0 RUB
Rate: From 0 %
Decision: Online
Cashback: No
Банк-партнер
64
0
Credit limit: 1 000 000 ₽
Interest-free: No
Cost: From 0 RUB
Rate: From 0 %
Decision: Online
Cashback: 10%
Банк-партнер
76
0
Credit limit: 1 499 ₽
Interest-free: No
Cost: From 0 RUB
Rate: From 0 %
Decision: Online
Cashback: No
Банк-партнер
68
0
Credit limit: Уточняется
Interest-free: No
Cost: From 0 RUB
Rate: From 0 %
Decision: Online
Cashback: No
Банк-партнер
68
0
Credit limit: Уточняется
Interest-free: 140 days
Cost: From 0 RUB
Rate: From 29.9 %
Decision: Online
Cashback: 25%
Банк-партнер
68
0
Credit limit: 700 000 ₽
Interest-free: up to 100 days
Cost: From 990 RUB
Rate: From 15 %
Decision: From 10 min
Cashback: 10%
T-Bank
3.33
397
0
Credit limit: 1 000 000 ₽
Interest-free: No
Cost: From 0 RUB
Rate: From 0 %
Decision: Online
Cashback: No
T-Bank
85
0
Credit limit: Уточняется
Interest-free: 40 days
Cost: From 0 RUB
Rate: From 0 %
Decision: Online
Cashback: 1,5%
Банк-партнер
145
1

Credit card reviews

All
T-Bank
3.81
30
04.10.26 / 16:00

Оформление по «Кредитная карта S7 — T‑Bank Premium от Т-Банка» заняло меньше времени, чем ожидалось: заявку рассмотрели быстро, деньги пришли в тот же день. Из минусов — итоговую переплату сразу не видно, пришлось считать. Еще стоит заранее уточнить про досрочное погашение. Для срочной ситуации вариант рабочий, но без запаса по бюджету брать не советую.

T-Bank
3.81
30
04.10.26 / 10:00

С «Кредитная карта All Airlines Premium от Т-Банка» все прошло без сюрпризов: заявка, проверка документов, деньги — быстро. Единственный момент — дополнительные услуги нужно отключать вручную, по умолчанию они включены. Если продукт нужен срочно, вариант рабочий, но переплату лучше посчитать заранее.

Bank Zenit
4
0
03.10.26 / 22:00

Оформление по «Кредитная «Карта Привилегий» от банка Зенит» заняло меньше времени, чем ожидалось: заявку рассмотрели быстро, деньги пришли в тот же день. Из минусов — итоговую переплату сразу не видно, пришлось считать. Еще стоит заранее уточнить про досрочное погашение. Для срочной ситуации вариант рабочий, но без запаса по бюджету брать не советую.

Best offers

All
4
2
4
20
4
20
4
8

A credit card can become a convenient and profitable tool. If a person lacks a small amount of money until payday, they can use an Alfa-Bank credit card and pay no interest for using the money. They can also use the credit card to pay for a major purchase or medical treatment, for example, and repay the debt in comfortable installments over a long period. In this case, the overpayment will start from 11.99% per annum.

Advantages of Alfa-Bank

Alfa-Bank is one of Russia's largest banks, attracting clients with favorable terms and convenient service. Here are some of its advantages:

  • wide range of services — at Alfa-Bank, clients can apply for consumer and targeted loans, debit and credit cards, open savings accounts and deposits, investment products, and purchase insurance;
  • large number of branches and ATMs — Alfa-Bank clients experience no difficulties with service;
  • reliability and stability — Alfa-Bank is one of the leading banks in Russia and therefore has a reputation as a responsible lending institution;
  • convenient online services — Alfa-Bank clients can monitor their account balances, transfer money, pay for services, and more using the user-friendly online bank and mobile app.
Sravnim24 recommends!
Credit Card 365 Days Interest-Free

Apply for a card with a credit limit of up to 1,000,000 RUB! Free maintenance and up to 30% cashback. Favorable terms from Alfa-Bank!

Credit cards at Alfa-Bank in 2023

Currently, Alfa-Bank offers six credit cards:

  • "365 Days Interest-Free";
  • “Alfa Travel”;
  • “Beeline 365 Days 0% Interest”;
  • “X5 Pyaterochka”;
  • “X5 Perekrestok”;
  • “60 Days 0% Interest”.

Depending on the selected credit card, the terms of service are as follows:

  • credit limit up to 300 thousand or up to 1 million RUB;
  • interest-free period up to 60 days or up to 365 days;
  • free annual maintenance or 990 RUB per year;
  • from 11.99% per annum on purchases made outside the interest-free period;
  • cash withdrawals without commission for amounts up to 50 thousand RUB per month;
  • cashback up to 33% for purchases paid with a credit card.
Sravnim24 recommends!
Offer
Credit
Limit
Grace
period
Rate, %
Cashback
Cost
Rating
600 000 ₽
No
From 0 %
Yes
From 0 RUB
4
1 000 000 ₽
120 days
From 12 %
30%
From 590 RUB
4
500 000 ₽
300 days
From 15 %
10%
From 0 RUB
4
1 000 000 ₽
55 days
From 0 %
No
From 0 RUB
4
1 000 000 ₽
55 days
From 15 %
30%
From 990 RUB
3.33
700 000 ₽
up to 100 days
From 15 %
10%
From 990 RUB
3.33
1 000 000 ₽
No
From 0 %
Yes
From 0 RUB
3.33
1 000 000 ₽
200 days
From 9.9 %
30%
From 0 RUB
3
1 500 000 ₽
120 days
From 19.9 %
No
From 0 RUB
2.5
600 000 ₽
55 days
From 29.9 %
10%
From 0 RUB
2.42
100 000 ₽
No
From 138.7 %
No
From 0 RUB
2

Who can get a credit card from Alfa-Bank in 2023

Alfa-Bank does not impose special requirements on its clients. Thus, customers can apply for a credit card who:

  • are citizens of the Russian Federation;
  • have permanent registration, actual residence, and a place of work in the region where the bank operates;
  • are over 18 years old;
  • have a stable income of at least 5,000 RUB after taxes.

Documents required to apply for a credit card

To get a credit card with a limit of up to 150,000 RUB, you only need to provide a Russian internal passport. For a limit from 150,000 to 200,000 RUB, an additional document of your choice is required:

  • international passport;
  • a driver's license;
  • A TAX ID (INN);
  • A INSURANCE NUMBER (SNILS);
  • mandatory medical insurance policy (OMS);
  • debit or credit card from any bank.

For limits starting from 200,000 RUB, a document confirming income is required.

How to get a credit card from Alfa-Bank in 2023

You can get a credit card from Alfa-Bank in two ways. The first is at a branch of the credit institution. To do this, you need to visit the bank's office with the necessary documents. You can also apply for a credit card online. To do this, you need to:

  • go to the credit card application page;
  • click the "Get Card" button;
  • enter your last name, first name, patronymic, mobile phone number, and email address, and check the required boxes;
  • click the "Continue" button;
  • enter your passport details, place of birth, region of permanent registration, and work region;
  • click the "Continue" button;
  • enter your education and employment type details;
  • click the "Continue" button;
  • specify the desired credit limit amount;
  • provide an additional mobile phone number for emergency contact, a code word, and the card delivery method;
  • click the "Submit Application" button.
Updated: 02.08.2024
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