WEBBANKIR
About the loan
WEBBANKIR MFI is an online service for selecting and issuing microloans. The company has been operating since 2012. Over this time, the organization has built a solid reputation among millions of clients. In 2024, you can apply for up to 50000 RUB here for a term of up to 180 days with an overpayment ranging from 0% to 0.8% per day.
Terms
WEBBANKIR MFI has a special offer for new clients: they can get their first loan without overpayment for an amount from 3000 to 30000 RUB for a term of 7 to 30 days, provided they repay the debt on time. Regular borrowers can get a microloan on the same terms — for an amount from 3000 to 30000 RUB for a term of 7 to 30 days, but at an interest rate of 0.8% per day or 292% per annum.
Reliable clients of WEBBANKIR MFI can also count on receiving a long-term loan of up to 50000 RUB for a term of 89 to 180 days. The overpayment for this loan also does not exceed 0.8% per day.
Early repayment of microloans is available at the microfinance organization. To close a microloan ahead of schedule, you need to pay the principal debt amount and the interest accrued for the actual period the money was used.
Loan extension services are also available at the microfinance organization. To extend a microloan, you need to pay the interest accrued for the actual days the money was used. You can clarify the required amount by calling the hotline at: +7 (800) 775-54-54.
In case of overdue debt on a loan, WEBBANKIR MFI charges a penalty of no more than 20% per annum on the loan amount and interest. For example: if a borrower received 20000 RUB and failed to repay the debt on time, the penalty will be 10.96 RUB for each day of delay plus accrued interest.
Borrowers who meet the following requirements can obtain a microloan from the microfinance organization:
- are citizens of the Russian Federation;
- aged 18 and older.
To obtain a loan from the microfinance organization, you must provide a passport of a citizen of the Russian Federation and your SNILS or INN. You will also need a personalized bank card with a positive balance or an identified YooMoney electronic wallet.
You can receive a microloan using one of the following methods:
- to a MIR, Visa, or MasterCard bank card;
- to a bank account via the Faster Payments System;
- to a YooMoney electronic wallet;
You can repay the microloan using one of the methods listed below:
- via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
- via the Faster Payments System — to do this, click the "Pay" button in your personal account and select the appropriate repayment method;
- via SMS message — to do this, send your login on the website and the payment amount to the short number "7878";
- via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
- at Elecsnet terminals — you will need to select the microfinance organization in the menu, specify the contract number, and the payment amount;
- from YooMoney electronic wallets — you will also need to select the MFO in the menu, indicate the contract number and payment amount;
- at MKB ATMs — you will similarly need to select MFIs in the menu, enter the agreement number, and specify the payment amount;
- at Zolotaya Korona money transfer offices — you will need to provide the contract number and payment amount;
- at Russian Post branches — you will also need to provide the contract number and payment amount.
Bank: JSC ALFA-BANK
Recipient: LLC MFC "WEBBANKIR"
Tax ID: 7733812126
BIC: 044525593
KPP: 773301001
Checking account: 40701810001400000207
Correspondent account: 30101810200000000593
OGRN: 1127746630846
OKPO: 11391570
How to apply
You can apply for a microloan only online — on the WEBBANKIR MFI website. To do this, you need to:
- indicate the desired loan amount and term on the main page of the website;
- click the "Fast application via State Services" or "Fill out application" button;

- if you clicked "Fill out application", enter your last name, first name, patronymic, date of birth, and mobile phone number;
- check the boxes and click the "Next" button;

- enter the confirmation code from the SMS message;
- indicate your place of birth, email address, gender, passport details, and permanent registration address;
- click the “Next” button;

- indicate your employment and marital status information, TIN, and SNILS;
- check the boxes and click the "Next" button;

- specify the method of receiving money;
- check the boxes and click the "Get money" button.

After preliminary application approval, the borrower will need to undergo identity verification.
Rates
to a bank account via the Faster Payments System;
to a YuMoney electronic wallet
via the Faster Payments System;
via SMS message;
via bank account details;
at QIWI and Elecsnet terminals;
from QIWI and YooMoney electronic wallets;
at MKB ATMs;
at CONTACT and Zolotaya Korona money transfer system offices;
at Russian Post offices
Calculator
Answers to questions
How long does it take for my application to be reviewed?
The system operates automatically, and applications are reviewed in 10 minutes or less.
How will I find out the decision on my application?
Keep your account open and wait for a response. The information should appear on your mobile or PC screen. In some cases, you will receive an SMS notification
How soon will I receive the money?
Funds are credited instantly to YooMoney, Qiwi wallet, and bank cards. Through the CONTACT system — in 10 minutes, to a bank account — from 30 minutes to 3 business days.
How do I find out the amount of my upcoming payment?
Several options will be available to you:
In the mobile app.
In your personal account.
Via SMS notification.
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