WEBBANKIR

Webbankir
12345 5,00
Loading...
4943
28
Microloan amount
Microloan amount
50000 ₽
Rate, %
Rate, %
From 0 %
Age
Age
From 18 years
Credit history
Credit history
Any
Microloan term
Microloan term
up to 180 days
Decision
Decision
From 3 min
WEBBANKIR
Apply now
Updated: 01.11.2024

About the loan

WEBBANKIR MFI is an online service for selecting and issuing microloans. The company has been operating since 2012. Over this time, the organization has built a solid reputation among millions of clients. In 2024, you can apply for up to 50000 RUB here for a term of up to 180 days with an overpayment ranging from 0% to 0.8% per day.

Terms

WEBBANKIR MFI has a special offer for new clients: they can get their first loan without overpayment for an amount from 3000 to 30000 RUB for a term of 7 to 30 days, provided they repay the debt on time. Regular borrowers can get a microloan on the same terms — for an amount from 3000 to 30000 RUB for a term of 7 to 30 days, but at an interest rate of 0.8% per day or 292% per annum. 

Reliable clients of WEBBANKIR MFI can also count on receiving a long-term loan of up to 50000 RUB for a term of 89 to 180 days. The overpayment for this loan also does not exceed 0.8% per day.

Early repayment of microloans is available at the microfinance organization. To close a microloan ahead of schedule, you need to pay the principal debt amount and the interest accrued for the actual period the money was used.

Loan extension services are also available at the microfinance organization. To extend a microloan, you need to pay the interest accrued for the actual days the money was used. You can clarify the required amount by calling the hotline at: +7 (800) 775-54-54.

In case of overdue debt on a loan, WEBBANKIR MFI charges a penalty of no more than 20% per annum on the loan amount and interest. For example: if a borrower received 20000 RUB and failed to repay the debt on time, the penalty will be 10.96 RUB for each day of delay plus accrued interest.

Borrowers who meet the following requirements can obtain a microloan from the microfinance organization:

  • are citizens of the Russian Federation;
  • aged 18 and older.

To obtain a loan from the microfinance organization, you must provide a passport of a citizen of the Russian Federation and your SNILS or INN. You will also need a personalized bank card with a positive balance or an identified YooMoney electronic wallet.

You can receive a microloan using one of the following methods:

  • to a MIR, Visa, or MasterCard bank card;
  • to a bank account via the Faster Payments System;
  • to a YooMoney electronic wallet;

You can repay the microloan using one of the methods listed below:

  • via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
  • via the Faster Payments System — to do this, click the "Pay" button in your personal account and select the appropriate repayment method;
  • via SMS message — to do this, send your login on the website and the payment amount to the short number "7878";
  • via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
  • at Elecsnet terminals — you will need to select the microfinance organization in the menu, specify the contract number, and the payment amount;
  • from YooMoney electronic wallets — you will also need to select the MFO in the menu, indicate the contract number and payment amount;
  • at MKB ATMs — you will similarly need to select MFIs in the menu, enter the agreement number, and specify the payment amount;
  • at Zolotaya Korona money transfer offices — you will need to provide the contract number and payment amount;
  • at Russian Post branches — you will also need to provide the contract number and payment amount.

Bank: JSC ALFA-BANK

Recipient: LLC MFC "WEBBANKIR"

Tax ID: 7733812126

BIC: 044525593

KPP: 773301001

Checking account: 40701810001400000207

Correspondent account: 30101810200000000593

OGRN: 1127746630846

OKPO: 11391570

How to apply

You can apply for a microloan only online — on the WEBBANKIR MFI website. To do this, you need to:

  • indicate the desired loan amount and term on the main page of the website;
  • click the "Fast application via State Services" or "Fill out application" button;

Loan at Webbankir step 1

  • if you clicked "Fill out application", enter your last name, first name, patronymic, date of birth, and mobile phone number;
  • check the boxes and click the "Next" button;

Loan at Webbankir step 2

  • enter the confirmation code from the SMS message;
  • indicate your place of birth, email address, gender, passport details, and permanent registration address;
  • click the “Next” button;

Loan at Webbankir step 3

  • indicate your employment and marital status information, TIN, and SNILS;
  • check the boxes and click the "Next" button;

Loan at Webbankir step 4

  • specify the method of receiving money;
  • check the boxes and click the "Get money" button.
    Loan at Webbankir step 5

After preliminary application approval, the borrower will need to undergo identity verification. 

Rates

Amount
From 3,000 to 50,000 RUB
Term
From 7 to 180 days
Interest rate
From 0% to 0.8% per day
First loan
From 3,000 to 30,000 RUB for a term of 7 to 30 days at 0% per day
Penalty for missed payment
20% per annum for each day of delay
Application
Online
Disbursement
To a MIR, Visa, or MasterCard bank card;
to a bank account via the Faster Payments System;
to a YuMoney electronic wallet
Repayment
From a Mir, Visa, or MasterCard bank card;
via the Faster Payments System;
via SMS message;
via bank account details;
at QIWI and Elecsnet terminals;
from QIWI and YooMoney electronic wallets;
at MKB ATMs;
at CONTACT and Zolotaya Korona money transfer system offices;
at Russian Post offices
Borrower's age
From 18 years
Income verification
Not required
Collateral
Not required
Credit history
Any

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

Answers to questions

How long does it take for my application to be reviewed?

The system operates automatically, and applications are reviewed in 10 minutes or less.

How will I find out the decision on my application?

Keep your account open and wait for a response. The information should appear on your mobile or PC screen. In some cases, you will receive an SMS notification

How soon will I receive the money?

Funds are credited instantly to YooMoney, Qiwi wallet, and bank cards. Through the CONTACT system — in 10 minutes, to a bank account — from 30 minutes to 3 business days.

How do I find out the amount of my upcoming payment?

Several options will be available to you:
In the mobile app.
In your personal account.
Via SMS notification.

Other offers

FM
FastMoney
3
20
EKapusta
eKapusta
4.67
22
Moneyman
MoneyMan
3.67
25

Customer reviews

Leave a review
Sabina Malysheva
Sabina Malysheva
Guest
Webbankir
I applied for a loan when my salary was delayed. The microfinance organization is reliable, the issuance terms are transparent, and the interest rate is reasonable. The online application process is convenient, and the loan was issued quickly. The flexible repayment schedule and the possibility of loan extension are a big plus.
Yaroslava Grishko
Yaroslava Grishko
Guest
Webbankir
It turns out that getting a loan is a piece of cake. Online application, transparent terms, no hidden pitfalls. I was impressed by the flexible repayment terms and the option to extend the loan. The interest rate is higher than in banks, of course, but the risks for them are also greater. I borrowed 30 thousand until payday, and the money was transferred to me immediately. Customer service is top-notch. Thank you for your promptness and reliability!
TwilightTide
TwilightTide
Guest
Webbankir
I took out a loan from WEBBANKIR for 10 thousand—I urgently needed it for my son's gift. Quick processing, money straight to the card. The downside is the high interest, but at least without guarantors or certificates.
* - Required field

Best loans

All
5
20
Denga
  • Microloan amount
    200 000 ₽
  • Microloan term
    up to 730 days
  • Rate, %
    from 0 %
  • Credit history
    Any
5
20
Zaymigo
  • Microloan amount
    30 000 ₽
  • Microloan term
    up to 30 days
  • Rate, %
    from 0 %
  • Credit history
    Any
5
20
Kredito24
  • Microloan amount
    30 000 ₽
  • Microloan term
    up to 60 days
  • Rate, %
    from 0.8 %
  • Credit history
    Any
5
28
Webbankir
  • Microloan amount
    50 000 ₽
  • Microloan term
    up to 180 days
  • Rate, %
    from 0 %
  • Credit history
    Any
best offers gift