Zaimer

First-time borrowers at Zaimer IFC can receive an initial loan at 0% per day for an amount ranging from 2,000 to 30,000 RUB for a term of 7 to 30 days. Returning clients can access microloans on the same terms, but with a daily overpayment of 0.8%.

Additionally, borrowers who regularly use the microfinance company's services can obtain a long-term loan here ranging from 2,000 to 100,000 RUB for a term of 31 days to 12 months. The interest rate for this type of microloan ranges from 0.22% to 0.8% per day.

Zaimer IFC offers early loan repayment. To close a microloan ahead of the scheduled date, you must pay the principal balance and the interest accrued for the actual time the funds were used. You can clarify the exact amount needed to transfer for early loan repayment by calling +7 (800) 707-02-47.

In addition, loan extension (prolongation) is available from the microfinance organization. You can extend a microloan no more than five times for the term initially specified in the agreement. To use the loan extension service, it is sufficient to pay the interest accrued for the actual days the funds were used.

In the event of late payment on a microloan, Zaimer IFC charges a penalty of 20% per annum on the debt amount. For example, if a borrower received 20,000 RUB and failed to repay the debt on time, the penalty will amount to 10.96 RUB for each day of delay.

Borrowers who meet the following requirements can obtain a microloan from Zaimer IFC:

• are citizens of the Russian Federation;
• have permanent registration within the territory of Russia;
• aged 18 and older;
• fully legally capable at the time of signing the contract.

A passport of a citizen of the Russian Federation is sufficient to obtain a loan from the microfinance organization. At the same time, the lender may request additional documents if necessary.

You can receive a microloan using one of the following methods:

• to a MIR, Visa, or MasterCard bank card;
• to a bank account using bank details;
• to a YooMoney electronic wallet;
• in cash at the branches of the "CONTACT" money transfer system.

You can repay the microloan using one of the methods listed below:

• via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
• via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
• at "Eleksnet" terminals — you will need to select the IFC in the menu, enter the agreement number, and specify the payment amount;
• from an e-wallet and "YooMoney" — you will similarly need to select the IFC in the menu, enter the agreement number, and specify the payment amount;
• at MKB ATMs — you will similarly need to select MFIs in the menu, enter the agreement number, and specify the payment amount;
• at the branches of "Noy-Khau" and "Svyaznoy" retail stores — you will similarly need to provide the agreement number and payment amount.

Bank: OJSC "Sberbank of Russia"

Recipient: LLC MFK "Zaimer"

Tax ID (INN): 4205271785

BIC: not used

KPP: 540601001

Current account: 40701810326000000108

Correspondent account: not used

OGRN: 1134205019189

OKPO: 16386906