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About the loan
How to get up to 30,000 RUB in WOMONEY in 5 minutes
WOMONEY is a service that allows women and girls to get money for their needs. In addition, they can not only take a Womoney loan, but also read equally interesting information posted in the "Style", "Tips", and "Travel" sections.
Although WOMONEY promotes itself as a women's platform, this is merely a marketing ploy; if a man decides to apply for an online loan at Womoney, his application will not be rejected.
What are the terms on which WOMONEY disburses loans for women
The WOMONEY service disburses loans to clients around the clock without visiting an office, meeting with couriers, or providing income certificates. The official website sets a limit of 11,000 рублей and a lending term of up to 25 days. A loan calculator will help you find out the overpayment on the microloan. At the maximum loan amount and term, the overpayment will be 660 RUB.
How to get money
After signing the agreement, funds for any purpose can be received by any of the following methods:
- A loan from WOMONEY to a card is the most profitable method. The money is credited to the account instantly.
- Contact payment system. Branches are available in all major cities, so you can receive a Womoney loan on the same day within 2 hours.
- YooMoney or Qiwi electronic wallets. If you have verified wallets, the money is credited to the account within 5 minutes.
- Bank transfer is suitable if you are not considering other options. The microloan crediting time is up to 3 business days.
When microloan applications are denied
Microloans are denied if the organization has grounds to believe that the loan will not be repaid on time. Applications are rejected if:
- The borrower does not meet the requirements specified in the Rules.
- The applicant provided inaccurate information.
- The consumer already has active microloans.
- The information provided by the citizen indicates insolvency.
- The applicant has a poor credit history due to improper fulfillment of credit obligations.
The reason for rejection may be something else, known only to the financial institution. Under Russian law, credit companies can refuse applicants (clients) without stating a reason.
Methods of loan repayment
The following methods are available to repay the microloan:
- Visa, Maestro, or MasterCard bank cards.
- Euroset service points
- QIWI wallet. Payment is made using the "Free Payment" function.
- Bank transfer.
- Other methods specified in the borrower's Personal Account.
Early repayment
According to the rules, the borrower can pay off debts ahead of schedule by notifying the organization no later than two days before the planned repayment date. The email should be sent to support@payps.ru. It must specify the early repayment amount and date. Without this information, the application will not be considered.
Terms
By applying for Women Loan, the applicant guarantees that they have not previously been demanded to make early repayment of loans or microloans due to a breach of contract terms. Submitting an application guarantees that the borrower is not incarcerated, under investigation, or has an unexpunged criminal record.
By law, microfinance organizations have the right to request other information if necessary and perform various verification procedures on the provided data. If the borrower refuses to provide additional information, application review will be terminated and contract signing will be denied.
To conclude an agreement, you first need to submit an application. It can be filled out in the IFC app or in the mobile app of the credit company's partners. To apply, follow these steps:
- Click the "Get Loan" button on our website.
- Fill out the application form, choosing a convenient receiving method yourself. Enter the registration address and permanent residence address in the appropriate fields.
- Consent to the processing of personal data and sending information to credit bureaus.
- To finalize the offer, confirm the generated individual terms by entering a one-time password for the Women Loan in your personal account.
After entering the secret code, the application is considered signed and acquires the force of an offer to conclude an agreement. Once the application is reviewed, information about the decision is sent to the specified email or mobile phone as a short text message. You can check the application status in your Personal Account on the WOMONEY service.
If the applicant submits multiple applications instead of one, the company stops reviewing them until clarifying information is received from the applicant.
- Russian citizenship.
- Age over 18 years and full legal capacity.
- Permanent registration in Russia, confirmed by the corresponding stamp in the passport.
- Possession of a Russian passport and one additional document (SNILS, driver's license, pension certificate, international passport, military ID)
If the loan is not repaid in full, funds go first toward paying off interest debt, followed by the principal debt and penalties.
To avoid overdue payments, you can arrange a loan extension on the service to prolong the repayment period. To do this, fill out an application and send it to the lender no later than 1 business day before the set payment date.
Rates
Calculator
Answers to questions
Can I expect to get a loan with a bad credit history?
WOMONEY is lenient toward borrowers with a poor credit history, so it rarely refuses.
How to check the payment amount?
To do this, simply log in to your Personal Account on WOMONEY, send an email to support@payps.ru, or call +7 (800) 333 8416.
What amount is available to me?
The official website sets a limit of 11,000 rubles. Regular customers can expect their limit to be increased under individual terms.
Can I expect a limit increase?
The maximum limit is designed for reliable clients. Take out loans and repay them on time, and then you can count on an increase in your limit.
I couldn't find an answer to my question. What should I do?
Call +7 (800) 333 8416 and ask our specialists your questions.
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