Bank Zenit
Renaissance Bank
LOCO-Bank
T-Bank
Bank Sinara
Credit Europe Bank
Loading...
About the loan
Review of the loan from the IFC "Do Zarplaty"
The microfinance organization issues loans from "Do Zarplaty" both in offices located in 10 Russian cities and online. In the office, you can receive cash and get a "Do Zarplaty" card. Remotely, you can apply for a "Do Zarplaty" online loan either to a personal bank card or to a co-branded card of the "Do Zarplaty" IFC. In the office, after passing identification, cash is transferred via the "Zolotaya Korona" or Contact money transfer systems.
About 94% of applications are approved without rejections. The company has several dozen programs tailored for various categories of borrowers. In addition, you can apply for a loan of up to 1 million rubles under the "Auto-secured loan" program for a term of 730 days. There is a unique offer: if you miss a payment, penalty fees do not apply for 15 days, and calculation of penalties begins only on the 16th day.
The following companies currently operate under the "Do Zarplaty" brand:
- DZP-Center IFC LLC.
- Soyuz 5 MCC LLC.
- DZP-RAZVITIE 3 MCC LLC.
- DZP-RAZVITIE 7 MCC LLC.
The main head office belongs to DZP-Center IFC LLC, which develops affiliated agreements for its regional branches. Each MFO has its own registration status in the Central Bank of Russia's MFO register. The legal address of the head office is: 14/35 Spassky Lane, letter A, room 38 N, St. Petersburg. The Central Bank of Russia registration number is No. 651403140005467.
Loan terms and conditions at Do Zardplaty MFO
Physical office locations where you can apply for a Do Zarplaty cash loan are available in the following cities and towns:
- Saint Petersburg.
- Murmansk.
- Arkhangelsk.
- Ufa.
- Samara.
- Shakhty.
- Chelyabinsk.
- Magnitogorsk.
- Kurgan.
- Omsk.
The company's clients can choose a suitable tariff plan option
| Tariff plan | Loan amount, in RUB | Term | Interest rate, % |
| First | 2000-10000 | 7-30 days | 0 |
| Second | 11000-20000 | 7-30 days | 0 |
| Third | 21000-30000 | 2-12 months | 0,5 |
| Fourth | 31000-100000 | 2-12 months | 0,5 |
| Car collateral | Up to 1 million RUB | Up to 730 days | individually |
The following disbursement methods are available for each tariff plan:
- Cash at the office via the Contact or Zolotaya Korona system.
- To a personal bank card.
- To a Do Zarplaty co-branded card
In 2017, Do Zarplaty MFO launched a new project, Loans in NOVA, for business representatives.
If you default on your payment, the MFO's program provides for the following repayment schemes:
- During the first 15 days – no penalty is charged.
- Starting from the 16th day, an interest rate of 0.05%+ applies.
The borrower receives free SMS notifications regarding upcoming payments.
Terms
To obtain an online microloan from Do Zarplaty to a card or in cash, standard borrower requirements must be met.
Applications are submitted exclusively on the website, after which you will be prompted to apply for a loan on the website or have funds transferred to your bank card or Do Zarplaty co-branded card.
The loan matching service invites you to apply for an online loan with Do Zarplaty MFO. We suggest reviewing the offer on our website, after which you will be redirected to the MFO's official page to register your Personal Account.
- Enter the required loan amount and loan term on the calculator.
- To confirm the application form and create a personal account, provide your phone number and email address.
- Fill out the application details according to the specified form.
- Choose the disbursement method: card or cash.
- Submit the application and wait for the operator's decision.
- The average response waiting time is 7 minutes.
After information confirmation and approval, you will need to complete the personal named bank card verification procedure. To receive funds via the Contact or Zolotaya Korona systems, you will receive a transfer control code, which must be provided at the loan pickup location. Don't forget to bring your passport to receive the cash.
- Russian citizenship.
- You must have permanent registration in one of the country's regions; a temporary residence address is also accepted.
- Full legal capacity.
- Age 18 and over only.
First-time borrowers can automatically take a second and subsequent loan after repaying the previous agreement. If you do not have time to repay the loan on time, you can independently set the "Extend loan" option in your personal account for 14-20 days. In case of serious overdue debt, the microfinance company will not apply penalties for 15 days. Starting from the 16th day, a rate of 0.05% of the debt amount applies, and the current interest rate continues to apply additionally.
For borrowers who want to get a microloan of up to 1 million RUB, the "Loan secured by a car" program is available, where you can sign a lending agreement on favorable terms for 730 days. During the loan period, you can use your car without any restrictions. The minimum loan term for the "Car collateral" program is 61 days, and the minimum loan amount is 100 thousand RUB.
For entrepreneurs, there is a program by NOVA MFO, which is a subsidiary of the Do Zarplaty brand.
Rates
Bank card;
By bank details
Calculator
Answers to questions
How long does it take for my application to be reviewed?
Your application will be processed within 7 minutes. Do not close the app or the Personal Account website page.
How will I know the loan amount?
The information will be displayed on the screen of your mobile device or PC. In some cases, you will receive an SMS notification.
Within how many hours are the funds credited?
For all methods, crediting is instant. For money transfer systems, a delay of up to 10 minutes is possible.
Will my loan definitely be approved if I have a bad credit history?
Do Zarplaty has a high approval rate of up to 94%. If you have an unpaid loan or current debts on other loans, application approval is not possible.
Customer reviews
Leave a review