Bank Zenit
Renaissance Bank
LOCO-Bank
T-Bank
Bank Sinara
Credit Europe Bank
Loading...
Articles on loans
About the loan
"Srochnodengi" is a popular microfinance company. It has been operating since 2011 and during this time has earned the trust of millions of clients. At the MFI, borrowers can get up to 100,000 RUB for a period of up to 180 days with an overpayment not exceeding 0.8% per day.
Terms
The MFI "Srochnodengi" has a special offer for new clients — here they can apply for a loan at 0% for an amount from 2,000 to 15,000 RUB for a period of 1 to 7 days, provided the debt is paid on time. Outside the promotion, borrowers applying to the microfinance company for the first time can also get from 2,000 to 15,000 RUB for a period of 1 to 30 days. From the second application onwards, up to 100,000 RUB is available for a period of up to 180 days.
The maximum interest rate does not exceed the statutory 0.8% per day or 292% per annum.
Early repayment of microloans is available at the MFI "Srochnodengi". To close a microloan ahead of schedule, you need to pay the debt amount and the interest accrued for the actual time the money was used.
Microloan extension for a period of up to 30 days is also available at the microfinance organization. To extend the loan, you need to pay the interest accrued for the actual time the money was used.
In case of untimely loan repayment, the MFI charges a penalty of 20% per annum of the debt amount. For example, if a borrower took out 6,000 RUB and failed to repay the debt on time, the penalty will be 3.29 RUB for each day of delay plus accrued interest.
Borrowers who meet the following requirements can get a microloan from the company:
- are citizens of the Russian Federation;
- aged 18 to 80 years old;
- have a permanent source of income.
To get a loan at the MFI "Srochnodengi", you must provide a passport of a citizen of the Russian Federation. At the same time, the lender may request additional documents if necessary.
You can receive a microloan using one of the following methods:
- to a MIR, Visa, or MasterCard bank card;
- to a bank account using bank details;
- in cash at MFI branches;
- to a "Srochnokarta" card.
You can repay the microloan using one of the methods listed below:
- via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
- via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
- at branches of the "Zolotaya Korona" money transfer system — you will need to state the agreement number and payment amount;
- at MFI branches — you will also need to state the agreement number and payment amount.
Bank: Nizhny Novgorod branch of JSC "ALFA-BANK"
Recipient: LLCMCC "Srochnodengi"
Tax status: 5260271530
BIC: 042202824
KPP: 526201001
Current account: 40701810729420000012
Corr. account: 30101810200000000824
OGRN: 1105260001857
How to apply
You can apply for a microloan only online on the microfinance company's website. To do this, you need to:
- indicate the desired loan amount and term on the main page of the website;
- click the "Fast application via State Services" or "Get for free" button;
- if you clicked "Get for free", enter your last name, first name, middle name, email address, mobile phone number, and date of birth;
- check the box and click the "Get money" button;
- enter the confirmation code from the SMS message;
- indicate your place of birth, email address, gender, passport details, and permanent registration address;
- click the “Next” button;
- indicate your employment and marital status information, TIN, and SNILS;
- check the boxes and click the "Next" button;
- specify the method of receiving money;
- check the boxes and click the "Get money" button.
After preliminary application approval, the borrower will need to undergo identity verification.
Rates
to a bank account using bank details;
in cash at MFI branches;
to a "Srochnokarta" card
via bank account details;
from a "QIWI" electronic wallet;
at branches of the "Zolotaya Korona" money transfer system;
at MFI branches
Calculator
Answers to questions
How can I find out if my application has been approved?
Fill out the application form and wait for a call from the MFO operator. In 90% of cases, you will be invited to visit the company's office.
How long does it take for an application to be reviewed?
According to the rules, 12 minutes are allocated for reviewing an application, but due to objective reasons, an application may take longer to review—no more than 24 hours.
How will I find out the decision on my application?
You will receive an SMS message or an email about the application approval to the specified email address.
How long does it take for funds to be credited?
During your first application, you only receive cash at a physical office. For repeat applications, you get a loan on a "Srochnokarta"; in this case, you can submit an application remotely via your personal account on the official website.
Customer reviews
Leave a review