Web-zaim

At the "Web-Zaim" microcredit company, only short-term microloans are available to clients. Here, borrowers can apply for an amount from 3,000 to 30,000 RUB for a period of 7 to 30 days. The interest rate at Web-Zaim, as everywhere else, does not exceed the legally permitted 0.8% per day or 292% per annum.

For new borrowers, there is a special offer - the first microloan at 0% per day. To get it, you need to apply for an amount from 3,000 to 30,000 RUB for a period of 7 to 14 days. At the same time, the debt must be repaid on time. If you default, the MFI will recalculate the interest rate from the very first day you used the money.

At the "Web-Zaim" microfinance organization, as everywhere, early repayment of a microloan is available. To close the loan ahead of the schedule set by the agreement, it is enough to pay off the debt amount and the interest accrued for the actual period of using the borrowed funds.

Also, the microcredit organization offers a microloan extension service. You can extend the loan for a period of 14, 21, or 30 days. The service is available 5 days before the microloan repayment date and up to the 64th day of overdue debt.

To use the option, it is enough to pay only the interest accrued for the actual days of using the money, while the principal debt amount will be rolled over to a new term.

Please note that no more than 5 extensions can be arranged under a single loan agreement.

If the borrower does not repay the microloan on time and does not arrange for the extension service, the microfinance organization charges a penalty of 20% per annum. Here is a small example. If a client received 15 000 RUB with interest and failed to return the loan on time, the microcredit company charges a fine of 8.2 RUB for each day of delay. In addition, the borrower will also need to pay the interest accrued for each day the money was used.

The "Web-Zaim" microfinance organization does not impose special requirements on borrowers. To borrow money with interest here, you need to meet the following criteria:

• have citizenship of the Russian Federation;
• have permanent registration and a place of residence in Russia;
• be at least 18 years old.

As for documents, a Russian citizen's passport is sufficient to apply for a microloan.

Today, you can get a microloan in just one way: by transfer to a bank card of the MIR, Visa, or Mastercard payment systems.

You can repay the debt to the lender using the following methods:

• via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
• via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
• at Russian Post branches — you will need to provide the contract number and payment amount.

Bank: LLC EXPOBANK

Recipient: LLC MKK "Akademicheskaya"

Tax ID (INN): 5407973316

BIC: 044525460

KPP: 540601001

Checking account: 40701810001250138519

Correspondent account: 30101810345250000460

OGRN: 1195476007605

OKPO: 35739440