Asian-Pacific Bank

ATB has been operating since 1929. Back then, the financial organization was known as the USSR Promstroybank for the Amur Region. In its current form, the bank has existed since 1992. Over the years of its operation, the company has changed its name and form of ownership numerous times.
The current form of ownership—a public joint-stock company—was adopted in July 2015, and the financial organization's current name was adopted in May 2006. In August 2015, the bank received a license from the Central Bank of Russia.

A turning point for ATB came in 2017. In late 2016, the Bank of Russia suspended the license issued to the financial organization's controlled entity, M2M Private Bank, but the Central Bank obliged ATB to set aside a 100% risk reserve for the latter's issued loans. The Bank of Russia also suspended the main shareholders, including Andrei Vdovin. ATB failed to comply with the regulator's requirements.

In April 2018, the Central Bank suspended the opening of deposit accounts for individuals and announced the bailout of the financial organization.
Following the bank's financial recovery, it was put up for auction by the regulator, which did not take place due to the withdrawal of the main bidders. In 2020, the Central Bank announced that ATB would be sold.

Currently, the bank's branches operate in Vladivostok, Blagoveshchensk, Yuzhno-Sakhalinsk, Khabarovsk, Petropavlovsk-Kamchatsky, Yakutsk, Yekaterinburg, and many other cities in the Asian part of Russia. The credit institution also has an office in Moscow.

During ATB's recovery period, the functions of the temporary administration were transferred to the Management Company of the Bank Sector Consolidation Fund, which is 100% owned by the Central Bank of Russia. This was done to prevent the bank's bankruptcy and ensure its financial stability. Sergei Avramov was appointed head of the bank's temporary administration by an order dated January 28, 2019.

Starting April 26, 2019, the Management Company completed its work at Asian-Pacific Bank, as the bank's internal governance bodies had been formed. Currently, Sergei Avramov serves as Chairman of the Management Board, and Andrei Oreshko serves as Chairman of the Board of Directors.

ATB provides a full range of banking services and products for both individuals and legal entities. In particular, the bank offers debit and credit cards, loans, deposits and savings accounts, as well as insurance.

Bank cards

Among the debit cards available to ATB clients are the following options:

• "ATB 2.0";
• "Special Status";
• "ATB Status";
• "Digital Card".

As for debit cards, today the bank's borrowers can only apply for the "Universal Card".

Lending

Currently, the bank offers the following lending programs:

• "#No.Rates!";
• cash loan;
• loan refinancing;
• loan secured by real estate;
• auto loan;
• mortgage.

Deposits and savings accounts

To accumulate savings, clients have access to the following products:

• "ATB.Deposit";
• "ATB.VIP.Deposit";
• "Welcome" deposit;
• "ATB.Account" savings account.

The bank also offers investment products, including:

• bullion;
• coins;
• precious metals account;
• custody services;
• investment and brokerage services.

Insurance

Today, ATB offers the following insurance programs:

• "Antivirus";
• "House and Apartment Insurance";
• "Life and Health Insurance";
• "MULTIPOLIS" combined product;
• "Surgery".

Among the advantages of ATB Bank, the following can be noted:

1. Reliability and stability—ATB is one of the most stable and reliable banks in Russia thanks to its long history and participation in state programs.
2. Wide range of services — ATB offers a broad selection of services, including loans, mortgages, deposits, bank cards, and other products.
3. High quality of customer service — ATB strives to provide its clients with fast and high-quality service. The bank also offers convenient online services for its customers.
4. Privileges and loyalty programs — ATB clients can participate in various loyalty programs and receive discounts from the bank's partners.
5. Developed network of branches and ATMs — ATB has an extensive network of branches and ATMs across Russia, making it convenient for customers.
6. Participation in state programs — ATB actively participates in government programs such as mortgage lending, support for small and medium-sized businesses, and others.
7. Customer-centricity — ATB continuously improves its services and products, taking into account the needs and preferences of its customers.