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About the loan
"A Dengi" is a microfinance organization and a partner of Alfa-Bank. Here you can get money with interest: up to 30 thousand RUB for a term of up to 30 days and up to 100 thousand RUB for a term of up to 1 year. Also, in the microfinance company, you can use a safety cushion — set a limit and withdraw money when needed. For new borrowers, as usual, there is a special offer — the first microloan at 0% per day.
Terms
In the "A Dengi" microfinance organization, you can apply for both short-term and long-term loans. In the first case, borrowers have access to from 2 to 30 thousand RUB for a term of 7 to 30 days with repayment in a single payment at the end of the term. In the second case — up to 100 thousand RUB for a term of up to 1 year with repayment in equal installments every 2 weeks. In both cases, the interest rate does not exceed 0.8% per day.
You can also set a limit from 2 to 30 thousand RUB and pay only for the time you use the money. The service is free for the first 7 days, and thereafter — 8 RUB per day for each withdrawn 1 thousand RUB.
The first microloan here is free provided it is repaid on time.
Early repayment of the microloan is available in the MFO. To close the loan ahead of schedule, you need to pay the principal debt and the interest accrued for the actual days the money was used.
The microcredit company also offers an extension service. To prolong a microloan, you need to change the payment date in your account and pay the interest accrued for the actual days you used the money.
You can postpone the payment date no more than 5 times per microloan.
In case of a payment default, the A-Dengi MFI charges a penalty. Its rate is 20% per annum. For example, if a borrower takes out 16,000 RUB for 7 days and fails to repay the loan on time, the microcredit company will charge a penalty of 8.74 RUB for each day of delay.
Borrowers who meet the following requirements can get a microloan here:
- Russian citizenship;
- aged 18 to 75.
A Russian internal passport is all you need to apply for a microloan.
You can only receive a microloan here via a transfer to a MIR, Visa, or MasterCard bank card.
You can repay your debt to the microfinance organization using the following methods:
- using a MIR, Visa, or MasterCard bank card in your account;
- via a bank account wire transfer.
Bank: JSC ALFA-BANK
Recipient: MCC A-DENGI
Tax ID (INN): 7708400979
BIC: 044525593
KPP: 770801001
Checking account: 40701810401400000991
Correspondent account: 30101810200000000593
OGRN: 1217700636944
How to apply
You can only apply for a loan online on the official website of the A-Dengi microfinance organization. To do this, you need to:
- go to the microfinance organization's website;
- specify the desired loan amount;
- click the "Get Money" button;
- enter your mobile phone number, email address, full name, and check the required boxes;
- click the "Continue" button;
- provide your passport details, registration address, and actual residential address;
- click the "Continue" button;
- provide information about your employment and other loans and borrowings;
- click the "Continue" button;
- specify the desired loan amount and term;
- click the "Continue" button;
- enter your bank card details;
- click the "Get Money" button.
Rates
bank account transfer
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