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Articles on loans
About the loan
The microfinance organization Tselevye Finansy offers both short-term and long-term loans. In general, you can get up to 100,000 RUB here for a period of up to 6 months. The interest accrual terms at the MFO are completely transparent—the maximum overpayment on any type of microloan does not exceed 0.8% per day.
Terms
You can apply for two types of loans at the microfinance organization Tselevye Finansy:
- "Startovy" — in the amount of 5,000 to 30,000 RUB for a term of 28 days;
- "Tselevoy" — in the amount of 11,000 to 100,000 RUB for a term of 4 to 6 months.
In both cases, the interest rate is fixed and amounts to the legally permitted maximum of 0.8% per day.
Borrowers who meet the following requirements can apply for a loan at the microfinance organization:
- are citizens of the Russian Federation;
- have permanent or temporary registration within the territory of Russia;
- aged 18 to 65.
To get a microloan, you will only need to provide a passport of a citizen of the Russian Federation. However, the microfinance organization may request documents confirming income and employment.
A microloan can only be received on a bank card from the MIR, Visa, or MasterCard payment systems.
You can repay the microloan in the following ways:
- using a MIR, Visa, or MasterCard bank card in your account;
- by bank account details transfer;
- in cash.
How to apply
You can apply for a microloan only online — on the official website of the microfinance company. To do this, you need to:
- go to the microfinance organization's website;
- indicate the desired amount and term;
- indicate last name, first name, and patronymic, phone number, and email address;
- enter the confirmation code from the SMS message;
- provide date and place of birth, gender, passport details, registration address, and actual residential address;
- provide SNILS or INN details, employment information, and contact details of a third party;
- specify the desired amount and term.
Rates
by bank account details transfer;
cash
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Microloan amount100 000 ₽
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Microloan termup to 365 days
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Rate, %from 0 %
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Credit historyAny
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