Money Djinn

Borrowers who apply to Money Jinn for the first time can receive from 1 to 10 thousand rubles for a term of 5 to 35 days. From the second application onwards, from 1 to 15 thousand rubles are available here, also for a term of 5 to 35 days. The interest rate here is the maximum legally permitted 0.8% per day.

Early repayment of a microloan is available at Money Jinn. In order to close a loan earlier than the schedule established, you need to pay the principal debt and interest accrued for the actual time you used the money. You can check the amount required for early repayment of the microloan in your personal account on the company's website.

Money Jinn also provides the option to extend the microloan. In order to extend the loan, you need to pay the interest accrued for the actual period of using the money. You can check the amount required for the microloan extension in your personal account on the company's website.

In case of untimely loan repayment, the microfinance organization charges a penalty of 20% per annum of the overdue debt amount. Here is a small example: a borrower received 15 thousand rubles, but did not close the microloan on time. In this case, their fine will be 8.22 rubles for each day of non-payment plus accrued interest.

Borrowers who meet the following requirements can apply for a loan at the microfinance organization:

• are citizens of the Russian Federation;
• aged 18 and older;
• have a permanent source of income.

To apply for a microloan, you must provide a passport of a citizen of the Russian Federation. Additionally, you will need a debit or credit card from any bank with a positive balance and a device with internet access.

Microloans can only be received on a MIR, Visa, or MasterCard bank card.

You can repay a microloan using a MIR, Visa, or MasterCard bank card — simply enter your card details in your personal account, and the required amount will be debited on the payment date.