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About the loan
The RosDengi microfinance organization specializes exclusively in issuing short-term microloans to the public. Here, borrowers can get up to 30 thousand RUB for a maximum term of up to 20 days. The interest rate at this MFI is the same as in most other companies.
Terms
Three types of loans are available at the RosDengi microfinance organization:
- “Classic” — in the amount of 3 thousand to 15 thousand RUB for a term of 3 to 17 days at 0.8% per day;
- “Standard” — in the amount of 5 thousand to 20 thousand RUB for a term of 5 to 17 days at 0.8% per day;
- “Comfort” — in the amount of 10 thousand to 30 thousand RUB for a term of 7 to 17 days at 0.8% per day.
Early termination of the agreement is permitted at the RosDengi MFI. To close a microloan ahead of the scheduled date, you must pay the principal debt and the interest accrued for the actual time the money was used. You can clarify the amount required for early loan repayment in your personal account or by calling the hotline at 8 (800) 200 50 51.
Loan extension is also available at the microfinance organization. To extend a microloan, you need to pay the interest accrued for the actual time the money was used. You can clarify the amount required for a loan extension in your personal account or by calling the hotline at 8 (800) 200 50 51.
In the event of untimely repayment of a microloan, the RosDengi MFI charges a penalty of 20% per annum for each day of delay. Thus, for example, if a borrower received 22 thousand RUB and failed to return it on time, the penalty amount will be 12.05 RUB for each day of non-payment plus accrued interest.
Borrowers who meet the following requirements can obtain a loan from the RosDengi microfinance organization:
- are citizens of the Russian Federation;
- aged 18 and older.
To submit a microloan application, you will only need a passport of a citizen of the Russian Federation. In addition, you will need a personalized debit or credit card from any bank and a device with Internet access.
You can receive a microloan in cash at the microfinance organization's branches.
You can repay the microloan using one of the methods listed below:
- via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
- at the microfinance organization's ATMs and terminals — you will need to specify the agreement number and payment amount.
Recipient: DENEZHNAYA ISTINA MCC LLC
Tax ID: 3804113137
KPP: 380401001
OGRN: 1193850020682
OKPO: 47847264
How to apply
You can apply for a microloan online on the official website of the microfinance organization. To do this, you need to:
- specify the desired loan amount and term on the homepage;
- click the "Get Money" button;
- indicate last name, first name, and patronymic, email address, mobile phone number, city, and branch of the microfinance organization;
- check the box and click the "Get Money" button.
After submitting the application, a specialist from the microfinance organization will contact the borrower to proceed with the loan.
Rates
at the microfinance organization's ATMs and terminals;
from QIWI e-wallets
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