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Articles on loans
About the loan
“Semerochka” is a relatively new microfinance organization. The company has been operating in the market since 2022. Nevertheless, in this microfinance organization you can get up to 30 thousand RUB for a term of up to 30 days without any risks.
Terms
Microfinance organization “Semerochka” does not have special offers for new borrowers. All clients without exception can get from 1 to 30 thousand RUB here for a period of 1 to 30 days. The overpayment on a microloan in this microfinance company does not exceed 0.8% per day or 292% per annum.
In the microfinance organization “Semerochka”, borrowers can repay the loan ahead of schedule. To do this, they need to pay the principal amount of the microloan and the interest accrued for the entire period of using the money up to the actual repayment day.
The extension service is also available in the microfinance organization “Semerochka”. In order to extend the microloan, it is necessary to pay the interest accrued for the entire period of using the money. In this case, the loan will be extended for the period specified in the agreement.
In case of untimely repayment of the microloan, the microfinance organization “Semerochka” charges a penalty. Its amount is 0.1% for each day of delay, but not more than 20% per annum.
Let's give an example: a borrower took out 5 thousand RUB for a term of 7 days, but did not repay the debt on the appointed date. The lender will charge 5 RUB for each day of delay plus interest for using the money.
Borrowers who meet the following requirements can get a loan from the microfinance organization “Semerochka”:
- are citizens of the Russian Federation;
- have permanent registration within the territory of Russia;
- aged 18 to 75.
To apply for a microloan, you will need a passport of a citizen of the Russian Federation. If necessary, the microfinance organization may request other documents for identity verification.
To date, a microloan can only be received on a Mir, Visa, or MasterCard bank card.
You can also repay the debt to the microfinance organization “Semerochka” using a MIR, Visa, or MasterCard bank card. To do this, you need to enter the payment amount and card details in your personal account, and confirm the transaction.
LLC MCC “SEMEROCHKA”
TIN 7447278841
PSRN 1177456097609
How to apply
You can apply for a loan only online — on the official website of the microfinance organization “Semerochka”. To do this, you need to:
- go to the microfinance organization's website;
- indicate the desired amount and term;
- click the "Get Money" button;
- enter your mobile phone number;
- click the "Sign In" button;
- enter the last four digits of the phone number from which the call was made, or the confirmation code from the SMS message;
- click the "Sign In" button;
- provide your passport details, registration address, and actual residential address;
- click the “Next” button;
- provide employment and income information;
- click the “Next” button;
- provide information about contact persons;
- click the “Next” button.
Next, the borrower needs to undergo identity verification and specify the disbursement method.
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Microloan amount100 000 ₽
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Microloan termup to 365 days
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Credit historyAny
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