ChestnoDengi
Articles on loans
About the loan
Microfinance organization ChestnoDengi has been operating since 2019. Over this time, it has established a reputation as a reliable and responsible lender. Here, borrowers can safely apply for a long-term unsecured microloan or a loan secured by a vehicle.
Terms
At ChestnoDengi MFO, borrowers can receive an unsecured microloan ranging from 1,000 to 50,000 RUB for a term of 14 to 360 days. A vehicle-secured loan is also available, ranging from 50,000 to 500,000 RUB for a term from 1 month to 2 years. In both cases, the maximum interest rate does not exceed the legally established 0.8% per day or 292% per annum.
Early repayment of the microloan is available at the microfinance organization. To pay off the debt ahead of schedule, you need to deposit the principal amount and the interest accrued for the actual time the money was used. You can check the exact amount required for early repayment by calling the hotline at 8 (800) 333-22-34.
Loan extension (prolongation) is not provided at ChestnoDengi MFO.
In case of untimely microloan repayment, the ChestnoDengi microfinance organization charges a penalty of more than 20% per annum for each day of delay. To give a small example: if a borrower received 25,000 RUB and failed to repay the debt on time, the lender will charge a fine of 13.70 RUB for each day plus accrued interest.
Borrowers who meet the following requirements can apply for a microloan at ChestnoDengi MFO:
- are citizens of the Russian Federation;
- have permanent or temporary registration, as well as a place of employment in Russia;
- aged between 18 and 65;
- are fully legally capable at the time of applying for the loan.
A passport of a citizen of the Russian Federation is sufficient to obtain a loan from the microfinance organization. When applying for a vehicle-secured microloan, a vehicle title (PTS) will also be required.
A microloan can only be received in cash at a ChestnoDengi MFO branch.
You can repay the microloan using one of the methods listed below:
- via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
- at the microfinance organization's terminals — you will need to specify the agreement number and payment amount;
- at the microfinance organization's branches — you will need to state the agreement number and payment amount.
Bank: Povolzhsky Bank of PJSC Sberbank
Recipient: LLC MCC UNO
Tax ID (INN): 5402049460
BIC: 043601607
Checking account: 40701810554400000301
Correspondent account: 30101810200000000607
OGRN: 1195476004151
How to apply
You can apply for a microloan only at a ChestnoDengi microfinance organization branch. You can find the current addresses on the MFO's website via the link.
Rates
at microfinance organization terminals;
at the microfinance organization's offices
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