ChestnoDengi

ChestnoDengi
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Microloan amount
Microloan amount
500000 ₽
Rate, %
Rate, %
From 0.8 %
Age
Age
From 18 years
Credit history
Credit history
Any
Microloan term
Microloan term
up to 730 days
Decision
Decision
From 1 min
ChestnoDengi
Apply now
Updated: 08.11.2024

About the loan

Microfinance organization ChestnoDengi has been operating since 2019. Over this time, it has established a reputation as a reliable and responsible lender. Here, borrowers can safely apply for a long-term unsecured microloan or a loan secured by a vehicle.

Terms

At ChestnoDengi MFO, borrowers can receive an unsecured microloan ranging from 1,000 to 50,000 RUB for a term of 14 to 360 days. A vehicle-secured loan is also available, ranging from 50,000 to 500,000 RUB for a term from 1 month to 2 years. In both cases, the maximum interest rate does not exceed the legally established 0.8% per day or 292% per annum.

Early repayment of the microloan is available at the microfinance organization. To pay off the debt ahead of schedule, you need to deposit the principal amount and the interest accrued for the actual time the money was used. You can check the exact amount required for early repayment by calling the hotline at 8 (800) 333-22-34.

Loan extension (prolongation) is not provided at ChestnoDengi MFO.

In case of untimely microloan repayment, the ChestnoDengi microfinance organization charges a penalty of more than 20% per annum for each day of delay. To give a small example: if a borrower received 25,000 RUB and failed to repay the debt on time, the lender will charge a fine of 13.70 RUB for each day plus accrued interest.

Borrowers who meet the following requirements can apply for a microloan at ChestnoDengi MFO:

  • are citizens of the Russian Federation;
  • have permanent or temporary registration, as well as a place of employment in Russia;
  • aged between 18 and 65;
  • are fully legally capable at the time of applying for the loan.

A passport of a citizen of the Russian Federation is sufficient to obtain a loan from the microfinance organization. When applying for a vehicle-secured microloan, a vehicle title (PTS) will also be required.

A microloan can only be received in cash at a ChestnoDengi MFO branch.

You can repay the microloan using one of the methods listed below:

  • via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
  • at the microfinance organization's terminals — you will need to specify the agreement number and payment amount;
  • at the microfinance organization's branches — you will need to state the agreement number and payment amount.

Bank: Povolzhsky Bank of PJSC Sberbank

Recipient: LLC MCC UNO

Tax ID (INN): 5402049460

BIC: 043601607

Checking account: 40701810554400000301

Correspondent account: 30101810200000000607

OGRN: 1195476004151

How to apply

You can apply for a microloan only at a ChestnoDengi microfinance organization branch. You can find the current addresses on the MFO's website via the link.

Rates

Amount
From 1,000 to 500,000 RUB
Term
From 14 days to 2 years
Interest rate
Up to 0.8% per day
First loan
From 1,000 to 500,000 RUB for a term of 14 days to 2 years at up to 0.8% per day
Penalty for missed payment
20% per annum for each day of delay
Application
At an MFI branch
Disbursement
In cash at a microfinance organization branch
Repayment
By bank account details;
at microfinance organization terminals;
at the microfinance organization's offices
Borrower's age
From 18 to 65 years
Income verification
Not required
Collateral
Required
Credit history
Any

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

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Customer reviews

Leave a review
R@mbunct10usR@cc00n
R@mbunct10usR@cc00n
Guest
ChestnoDengi
I took out a small loan from ChestnoDengi. 15,000 for half a year. The interest rates are a bit high, of course, but when you need money urgently, this is a way out. I submitted the application online, everything was fast, without unnecessary paperwork. The main thing is transparent terms, everything is clear and straightforward. Plus, a flexible repayment schedule. I can pay it back earlier if I manage to. The attitude towards customers is top-notch, the managers are polite. The main requirement is no overdue payments, which makes sense. I received the money on my card. There are pros and cons, like everywhere else. But overall, I recommend it. Just in case, it can be extended.
Elalliley
Elalliley
Guest
ChestnoDengi
I took out a loan from ChestnoDengi to buy appliances. I liked the flexible repayment terms and the reliability of this microfinance organization. The loan amount was 30,000 RUB at an acceptable interest rate. I set the loan term for 3 months. All requirements for borrowers were clear, I received the money on my card. The repayment schedule is convenient, but it's worth noting that microloans carry their own risks.
Anfisa Zaplatkina
Anfisa Zaplatkina
Guest
ChestnoDengi
Hello everyone! I would like to share my experience with ChestnoDengi. I urgently needed money for car repairs, and friends advised me to contact this MFI. I was pleasantly surprised by the speed of application processing; I got a decision in literally 15 minutes. The money arrived on the card quickly, without any delays. The interest is quite high, of course, but at least there are no collateral requirements or guarantors. Anyway, if you need a quick loan, I recommend it. Just pay off the debt on time so that interest doesn't accumulate.
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