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About the loan
The microfinance organization Prostoy Vopros is quite new—it was entered into the state register only in 2023. Today, the microfinance organization issues microloans of up to 100,000 RUB for a period from 2 to 52 weeks. And there is a special offer for new clients here.
Terms
In this microcredit company, as in all others, early loan repayment is possible. In order to close a loan on time, you need to pay the principal debt amount and the interest accrued for the actual days of using the money.
Microloan extension is also possible at Prostoy Vopros. To use the extension service, you just need to pay the interest accrued for the actual time of using the microloan. And the principal debt amount will be postponed to the next term.
In case of payment delay, the microfinance organization charges a penalty. Its amount is 20% per annum. Let's give a simple example. If a client took out a loan of 15,000 RUB and did not close it on time, they will need to pay 8.2 RUB for each day of delay plus the interest accrued for each day of using the credit funds.
The microfinance organization Prostoy Vopros imposes the following requirements on its borrowers:
- Russian citizenship;
- permanent registration in the region where the microfinance organization's branch is located;
- age 18 and older.
To obtain a microloan here, only a passport of a citizen of the Russian Federation is required.
Today, loans in this microfinance organization can only be obtained via transfer to a bank card of the MIR, Visa, or MasterCard payment systems.
You can repay the debt to the creditor only from a MIR, Visa, or MasterCard bank card. To do this, you need to specify the card details in your personal account, and the required amount will be debited on the payment day.
Recipient: LLC MKK "Adelaida"
Tax ID: 7838115690
KPP: 783801001
PSRN: 1237800087040
OKPO: 53838275
How to apply
You can apply for a microloan only online on the official website of the microfinance organization. To do this, you need to:
- indicate the desired loan amount and term on the microfinance organization's main page, click the "Get interest-bearing money" button;

- enter your last name, first name, and patronymic, mobile phone number, city, and email address, check the box, and click "Continue";

- enter the confirmation code from the SMS message and click "Confirm";

- provide passport details, date and place of birth, permanent registration address, and actual residential address, and click "Continue";


- provide employment and income details, list contact persons, and click "Send".

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