Mikron

The microfinance organization Mikron offers a choice of five credit products:

1. "Start" — from 1,000 to 30,000 RUB for a term of 1 to 32 days at 0.7% per day or 255.5% per annum.
2. "Bazovy" — from 1,000 to 30,000 RUB for a term of 1 to 32 days at 0.8% per day or 292% per annum.
3. "Pensionny" — from 1,000 to 30,000 RUB for a term of 1 to 32 days at 0.7% per day or 255.5% per annum.
4. "Den rozhdeniya" — from 1,000 to 30,000 RUB for a term of 1 to 32 days at 0.65% per day or 237.25% per annum.
5. "Osoby" — from 1,000 to 50,000 RUB for a term of 1 to 120 days at 0.8% per day or 292% per annum.

In this microfinance organization, as in any other, early repayment of a microloan is available. To close the loan ahead of the term established by the credit agreement, you must repay the principal amount of the debt and the interest accrued for the actual days of using the funds.

The loan extension service is not available at this microfinance organization. However, if the borrower is unable to make the payment on time, they need to contact a financial advisor regarding the settlement of overdue debt.

If a borrower misses a mandatory payment, the microfinance organization charges a penalty. Its amount does not exceed 20% per annum. Here is an example. If a client took out 15,000 RUB for a term of 7 days and failed to repay the loan on time, they will need to pay a fine of 8.2 RUB for each day of delay. In addition, the microcredit company will accrue interest for each day the funds were used.

The microfinance organization does not impose strict requirements on its borrowers. To get a microloan here, you need to meet the following criteria:

• have citizenship of the Russian Federation;
• have permanent registration within Russia;
• be at least 18 and not older than 80 years old;
• have a steady source of income.

As for documents, providing a passport of a citizen of the Russian Federation is sufficient to obtain interest-bearing funds. However, Mikron MFI reserves the right to request additional documents. For example, a SNILS, INN, or certificates confirming income and employment.

You can get a microloan from this microcredit company in two ways:

• by transfer to a personalized bank card of the MIR, Visa, or MasterCard payment systems;
• in cash at any branch of the microfinance organization.

You can repay the debt to the microcredit company in the following ways:

• via a Mir, Visa, or Mastercard bank card — enter your card details in your personal account, and the required amount will be debited on the payment date;
• via bank account details: in your internet bank or mobile app, you will need to enter the MFI's details, the contract number, and the payment amount;
• in cash at the microfinance organization's branches — you will need to provide the contract number.

Bank: CHUVASH BRANCH N8613 PJSC SBERBANK

Recipient: LLC MCC "FK"

Tax status: 2130116899

BIC: 049706609

Current account: 40701810375000000036

Correspondent account: 30101810300000000609