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Ak Bars Premium Mir Supreme debit card
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Articles about debit cards
About the card
Premium Mir Supreme is the ideal choice for those who want to get the most out of their debit card. Cardholders get access to the following privileges:
- free and unlimited visits to airport business lounges, a 24/7 personal assistant, and travel risk insurance;
- an additional 0.25% per annum on ruble deposits;
- an additional 0.9% per annum on the "Dokhodny" savings account;
- free cash withdrawals at ATMs of any banks up to 500,000 RUB per month;
- up to 5% cashback on monthly consumer loan payments;
- 1.2% cashback on monthly mortgage payments;
- free transfers to other banks via the Faster Payments System up to 1,500,000 RUB per month;
- a 15% discount on safe deposit box rentals;
- a 2% bonus for the first replenishment of an investment account starting from 50,000 RUB, 1% per annum accrual on the IIS balance, and a reduced commission for trades on the Moscow Exchange;
- discounts on partner services.
We discuss the current terms for the "Premium Mir Supreme" card from Ak Bars Bank as of today.
Terms
The issuance of the premium debit card from Ak Bars Bank is free of charge. However, the cost of the "More than Expected" package is 1,499 RUB/month. At the same time, free use of the card is provided if at least one of the free-of-charge conditions is met:
- upon receiving a salary, scholarship, pension, or social benefits starting from 150,000 RUB/month;
- upon making purchases with the card starting from 150,000 RUB/month;
- by maintaining an average daily balance on accounts opened with Ak Bars Bank starting from 1,500,000 RUB/month.
Additionally, you can connect transaction alerts for deposits and withdrawals. The cost of the service is:
- "Economy" package — 79 RUB/month. It includes SMS notifications for card deposits and push notifications for deposits and withdrawals.
- "Maximum" package — 99 RUB/month. It includes SMS notifications for all card transactions and push notifications for deposits and withdrawals.
You can top up the card in any convenient way of your choice:
- with cash at ATMs and cash desks of Ak Bars Bank and its partners;
- via transfer from other banks through the Faster Payments System;
- by transferring funds from other banks using a card number or account details.
You can withdraw cash from the card free of charge at ATMs of any bank (including outside Russia) up to 500,000 RUB per month. If this limit is exceeded, you will be charged a fee of 0.5% of the amount, but not less than 100 rubles.
You can transfer money between your own accounts in different banks free of charge up to 30,000,000 rubles per month, as well as to other Ak Bars Bank customers. In addition, you can send funds without commission via the Faster Payments System up to 100,000 rubles per month. Exceeding this limit incurs a fee of 0.5%, but not more than 1,500 rubles.
The card features a quite profitable bonus program. By paying with it, you can receive:
- 1% on all purchases without exception;
- 5% for purchases in the categories "Taxis", "Fuel", "Beauty", and "Entertainment";
- 5% for purchases in the categories "Medical Institutions" and "Pharmacies" if you receive your salary or pension on the card.
In addition, Ak Bars Bank currently credits 50%, up to a maximum of 2,000 cashback rubles, for payments on marketplaces. This promo is valid until December 31.
The card provides for the accrual of interest on the balance of own funds:
- 13% per annum is paid on the balance from 30,000 to 100,000 rubles;
- 2% per annum is paid on the balance starting from 100,000 rubles.
Pros:
- Free card issuance without the need to meet any conditions.
- Free maintenance if you meet at least one of the free-of-charge conditions.
- Free card top-up by any convenient method.
- Free cash withdrawals at ATMs of any bank.
- Free transfers via the Faster Payments System.
- Opportunity to receive cashback up to 50% of the purchase price.
- Opportunity to receive up to 13% per annum on the card balance.
- A wide range of privileges for cardholders.
Cons:
- Paid card maintenance if you do not meet any of the free-of-charge conditions. High commission for cash withdrawals when exceeding the limit.
How to apply
You can apply for a debit card using one of the following proposed methods:
- online on the Ak Bars Bank website;
- in the mobile app, if you are already an Ak Bars Bank customer;
- at the nearest branch of the credit institution.
If you are not yet an Ak Bars Bank customer, the fastest and easiest way to get a card is to submit an application on the credit institution's official website. To do this, you need to do the following:
- Go to the "Premium Mir Supreme" debit card application page and click the "Order Card" button.
- Specify the locality.
- Provide your last name, first name, and patronymic, date of birth, mobile phone number, and email address.
- Click the "Next Step" button.
- Enter the confirmation code from the text message.
- Click the "Confirm" button.
- Specify your place of birth and passport details.
- Uncheck the box if necessary.
- Click the "Next Step" button.
- Provide the addresses of registration and actual residence.
- Click the "Next Step" button.
- Choose the card delivery method: courier delivery to your home or pickup at a branch. In the first case, specify the address. In the second, select the required branch.
- Click the "Order Box" button.
Rates
In other cases, 0.5%, but no more than 1,500 RUB.
to other Ak Bars Bank customers;
to customers of other banks via the Faster Payments System up to 100,000 RUB/month.
In other cases, 0.5%, but no more than 1,500 RUB.
5% for purchases in the categories "Taxis", "Fuel", "Beauty", and "Entertainment";
5% for purchases in the categories "Medical Institutions" and "Pharmacies" if you receive your salary or pension on the card;
50% cash back on marketplace purchases
2% per annum on account balances from 100,000 RUB
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