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08.09.26 12:59
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Updated: 08.09.2026

Editorial review: "MTS Money" debit card from MTS Bank

Review of the MTS Money Debit Card. The MTS Money Debit Card from MTS Bank is a classic payment tool focused on everyday use. The card is issued within the classic category and...
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Review of the MTS Money Debit Card

The MTS Money Debit Card from MTS Bank is a classic payment tool focused on everyday use. The card is issued in the classic category and allows users to manage personal funds by making purchases and payments.

Terms and important parameters

  • Card type: classic bank card.
  • Maintenance fee: 0 RUB.
  • Loyalty program: cashback up to 30% in points.
  • Delivery time: from 1 day.
  • Application review time: from 10 minutes.
  • Overdraft: not provided.
  • Interest on account balance: 0%.

Who it may suit

This product may interest users looking for a free maintenance card for daily spending. The points cashback system makes the card a suitable option for those planning to use it actively for purchases of goods and services featuring partner offers.

What to check before applying

Before getting the card, it is recommended to review the current terms for earning and spending cashback points, as well as check the list of categories eligible for the maximum return rate. It is important to check current fees for ATM cash withdrawals and transfers, as these parameters can affect the long-term convenience of using the card.

How to compare with alternatives

For an objective choice, it is recommended to compare MTS Dengi terms with other offers on the financial market. When comparing, pay attention to maintenance fees, interest on balance, mobile app convenience, and ATM network availability. Comparing features of several cards will help determine which functionality is a priority for you.

What payment systems does the card support?

The card is issued within currently available payment systems, and up-to-date information can be clarified when submitting an application.

In what form is cashback credited?

Cashback on this card is credited as points, which can later be used in accordance with the bank's loyalty program rules.

Is interest paid on the account balance?

According to the terms of this debit card, interest on the balance of own funds is not provided.

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