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Yandex.Plus debit card from Alfa-Bank

Mastercard
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171
0
No-fee cash withdrawals
No-fee cash withdrawals
up to 0 RUB
Interest on balance
Interest on balance
up to 7 %
Cost
Cost
0 ₽
Overdraft
Overdraft
No
Cashback
Cashback
up to 5 %
Decision
Decision
Up to 1 days
Yandex.Plus debit card from Alfa-Bank
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Updated: 14.10.2024

About the card

Yandex services — pure benefits from the Alfa-Bank "Yandex.Plus" debit card

Alfa-Bank makes every effort to provide users with the services they need. Today, its "Yandex.Plus" card is popular. This banking product allows you to enjoy all the benefits of the service.

Despite the fact that the subscription for all Yandex.Plus services is 169 RUB, all debit cardholders can get this fee refunded if they spend at least 5,000 RUB per month using the card. The cashback of the Alfa-Bank "Yandex Plus" card is also interesting, as there are 4 categories that provide a purchase refund ranging from 1% to 10%. If you have your own savings, you can also get a nice bonus in the form of interest on your balance of up to 7% per annum.

Please note! You can receive your salary on this card, but payroll project terms do not apply here. A separate tariff is set for the plastic card.

 

Key principles of the Alfa-Bank "Yandex.Plus" debit card loyalty programs

The universal Alfa-Bank "Yandex Plus" debit card has many advantages, as its main function is tied to the operation of the Yandex search engine. Important loyalty program terms for the card include the following:

  • Under any conditions, the annual maintenance of the banking product is 0 RUB.
  • When paying for Yandex services, cashback is returned in the amount of up to 10%.

Cashback refers to a portion of the money spent using the debit card. The system works as follows: you spend rubles, and at the end of the month the bank returns a certain percentage back to the card. You cannot get a refund if the purchase amount exceeded 50,000 RUB. Cashback is not awarded if purchases were made abroad (with the exception of foreign online stores).

  • By activating the "Entertainment", "Sports", "Public Catering", and "Education" categories, the cashback refund is 5,
  • By making payments on travel.alfabank.ru in the "Travel" category, you get a 6% refund.
  • For all other store categories – a 1% refund.
  • A fee of 169 RUB is charged for each Yandex.Plus service category, but if you spend at least 5,000 RUB per month using the card, on the last day of the month the 169 RUB for each category is returned to your account.
  • The maximum amount of cashback points that can be refunded within a month is no more than 7,000 RUB.

Terms of interest accrual on savings and card account balances

An important condition is that interest will be accrued under Alfa-Bank's terms for the Yandex Plus card on amounts up to 300,000 RUB, with the following accrual rates:

  • In the first 2 calendar months, 6% is accrued, regardless of the balance amount.
  • If card purchases up to 10,000 RUB were made during the month — 1%.
  • If purchases totaling 70,000 RUB or more were made during the calendar month — 6%.
  • If purchases totaling 100,000 RUB were made within 30 days and the Premium package is connected — 7%.

If the account balance exceeds 300,000 RUB, interest will not be accrued.

Please note that each Yandex Plus service category is paid, costing 169 RUB monthly. Every three months, Yandex provides an increased cashback of 20% in one of the categories. Information is available on the search engine service.

Terms

Card issuance is carried out at the issuer's branch or online, which is convenient. You won't have to waste time traveling, standing in lines, or listening to unnecessary conversations. To get the plastic card, you need to meet certain requirements:

  • Russian citizenship (other citizenship is not considered);
  • permanent or temporary registration in one of the Russian regions: St. Petersburg, Moscow, Vyborg, etc.;
  • having a working mobile device for communication;
  • age — 18 years or older.

After the application is approved, you need to visit the office and pick up the Yandex Plus bank card from Alfa-Bank.

  • Age: 18 years and older.
  • Citizenship: Russian Federation.
  • Registration: permanent or temporary in the Russian Federation.
  • Mobile phone: required.

To become a cardholder, you need to gather a set of documents and provide them to the bank. These are standard documents that take minimal time to collect.

  • Passport of a citizen of the Russian Federation (valid, not expired).
  • Proof of registration in the region where the bank is located.
  • A second document of your choice from the application form.

Within 6 working days, you should visit the bank and pick up your ready-made bank card.

  • Identity document: Russian citizen passport.
  • Additional document: SNILS, INN, international passport, military ID, driver's license, or pension certificate.
  • Identity document: Russian citizen passport.
  • Additional document: SNILS, INN, international passport, military ID, driver's license, or pension certificate.

To apply for the Alfa-Bank Yandex.Plus debit card, our financial services comparison platform suggests the following procedure.

  • Review the service offer and reviews of the Yandex Plus card from Alfa-Bank, and go to the official website of the credit institution.
  • Fill out the application form for the Yandex Plus card from Alfa-Bank. In the form, enter your exact last name, first name, and patronymic (as in your passport). If you do not have a patronymic, leave a dash. You will need to enter the phone number to which the SMS code will be sent to confirm the card application, as well as your email address. Do not forget to agree to the terms and conditions and give your consent to the processing of personal data.

Please note! The bank guarantees data security. All information is transmitted via an encrypted line, so the chances of it falling into the hands of third parties are minimized.

  • Check the accuracy of the entered data and submit the application for review. If errors or typos are found, your application for the banking product will be denied.

If you have any questions while filling out the application form, please contact customer support.

  • Wait for the bank's decision and pick up your card within 6 working days.

The bank offers courier delivery only within the region where the bank branch is located and within a radius of no more than 70-120 km. You can check the exact terms and conditions for receiving the debit card with a bank operator.

We recommend registering in the Yandex.Plus search engine to fully benefit from the service and receive cashback on your card. When activating Yandex.Plus, you need to pay a subscription fee of 169 RUB.

By purchasing a subscription, the user confirms that they are legally capable and have reached the age where they can enter into various transactions in accordance with the laws of the Russian Federation. The subscriber also confirms the accuracy of the information provided.

The Yandex.Plus subscription is an opportunity to access audio and audiovisual content for viewing or listening via the Internet for a small fee.

If you spend over 5,000 RUB per month using the card, this fee is refunded to your card at the end of the reporting period. The following subscription services are currently available:

1. Afisha. A service for buying tickets and special gift certificates.

Under the program, customers are awarded additional points. New users can spend their 500 bonus units within 2 months. If the event venue is Moscow, you can count on a 5% discount on the cost of the electronic ticket—a privilege for debit card holders.

2. Disk. Allows you to make profitable payments.

With this subscription, cardholders can enjoy various privileges. For example, a 30% discount when purchasing expanded features of the Yandex.Disk service.

3. Drive. A service designed for motorists.

If you drive "Prazdnik" class cars, you get a 12% discount. Prefer "Na kazhdy den", "Na kazhdy den+", or "Ogon" classes? In this case, you can count on a 5% discount. Unfortunately, bonuses cannot be applied to the minimum trip fare.

4. Taxi. A platform for those who use taxi services.

If you use the services of the service's partners, you can get a discount of up to 10% on several tariffs: Élite, Cruise, Business, Comfort+, Premier, and Comfort. Discounts are available to customers who place orders using the specially developed app. To activate the discount, link the mobile number you use in Yandex.Taxi.

5. Zdorovie. Medical consultations and services.

6. Kinopoisk. A service for movie buffs.

Cardholders get access to exclusive movies. Access to content from Yandex.Studio LLC projects may also be provided.

7. Nedvizhimost. A service for posting real estate property listings.

8. Chef. A service for dinners.

9. Puteshestviya. A service for buying train tickets.

10. Eda. A food delivery service.

11. Auto.ru. A platform for promoting vehicle listings.

12. Beru. A service for all kinds of purchases.

All received bonuses must be spent within one month. After this period, they will be considered void. If you are a new customer, bonuses will be provided to you within a week after purchasing the subscription.

13. Bringly service.

14. Praktikum. A platform for students and education.

Once every three months, Yandex may offer double cashback on one of its services.

Subscriptions can be purchased for any period of time: a year or a month. As soon as the subscription is paid for, the countdown begins. The subscription expires on the corresponding calendar day of the month following the subscription payment date.

Note! The subscription can be cancelled if desired, but if card spending exceeds 5,000 RUB, there is no point in doing so.

Yandex reserves the right to deny the cardholder a subscription or restrict access. This is possible in several cases:

  • incompleteness of the provided information (information is checked automatically using various services);
  • the submitted information does not match reality;
  • violation of the terms of use or the legislation of the Russian Federation.

In the event of an account block, the money paid for the subscription is not refunded to the user's account.

The institution also has the right to unilaterally change the subscription fee amount. If the client has automatic renewal enabled, they will receive a notification about changes no later than 3 days in advance. Information about updates is posted in the user's Personal Account.

Pay attention to the terms of the premium connection to the Yandex Plus card from Alfa-Bank, which include the following:

  • The cost of the service is 5,000 RUB per month.
  • It is necessary to maintain a balance of 1.5 million RUB and a card turnover of 100,000 RUB.
  • It is necessary to have a salary deposit of 400,000 RUB or more.
  • 7% is accrued on account balances (the 300,000 RUB condition does not apply to the card).
  • You can connect the Concierge Service.
  • A personal manager service is available.
  • Access to airport VIP lounges is available.
  • An expanded insurance system for the family is available.
  • You can connect 1 additional card without annual maintenance fees.

The Premium program can be connected optionally.

As you can see, the Yandex Plus card is a banking product with various features. According to reviews, users note the convenience of using the plastic card, free annual maintenance, and a variety of functions.

Rates

Payment instrument
Mastercard
Card type
Standart
Card validity period
36 months
Interest rate on the balance of available funds
Up to 7 %
Cash withdrawal (conditions)
Free at Alfa-Bank and partner ATMs. Free at third-party banks if spending for the previous month was at least 10,000 RUB. Otherwise, 1.5% of the transaction amount, with a minimum of 200 RUB.
Money transfers
Intra-bank transfer – always 0 RUB. Transfers to third-party organizations up to 20,000 RUB per month – 0 RUB. For other cases – 1.95%, with a minimum of 30 RUB for third-party banks.
Annual credit card maintenance fee
Free
Overdraft
Not provided
Delivery scheme
Bank office. Courier service in cities where the bank operates
Delivery period
Up to 5 business days
Loyalty programs
10% cashback for paying for services in the Yandex Plus service, with up to 14 services available. Booking travel on the travel.alfabank.ru website yields 6% cashback. Restaurants, sports, entertainment, and education categories offer 5% cashback. All other purchases always earn 1%. The Yandex Plus service charges 169 RUB for each category, and this amount is refunded at the end of the month if card spending reaches 5,000 RUB or more.
App
Apple, Android platforms
Internet bank
Yes, free of charge
Borrower's age
From 18 years
Cardholder registration
Preferably within the region where the Bank is located
3D Secure
Available
Contactless form
PayPass
Currency
Ruble
SMS notifications
General transactions – 59 RUB per month. Issuance, top-up, and activation – 0 RUB.
Overdraft penalties
No, due to the absence of overdraft

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

Answers to questions

My application was approved, how can I get the bank document?

The card is issued at the office. Courier delivery is available for certain regions within a radius of 70-120 km.

How do I activate the card?

Call the hotline at 8 800 200-00-00, press 4 on your keypad, and follow the auto-attendant's instructions.

How can I check my account balance details?

At bank branches – free of charge.
Mobile app – free of charge.
Internet banking personal account – free of charge.
Alfa-Bank ATMs – free of charge.
SMS notification – 59 RUB per month.

I lost my PIN code, how can I properly recover the password?

You need to call 8 800 200-00-00, provide the information, and the bank operator will inform you of your next steps.

I am under 18, but I really need a card. Can I get one?

No. According to the terms, the plastic card is available to adult citizens aged 18 and older.

I couldn't find an answer to my question. What should I do?

Call 8 800 200-00-00. A specialist will answer your questions in detail.

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