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Yarmarka debit card from Home Bank

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No-fee cash withdrawals
No-fee cash withdrawals
up to 500,000 RUB
Interest on balance
Interest on balance
up to 0 %
Cost
Cost
490 ₽
Overdraft
Overdraft
No
Cashback
Cashback
up to 5 %
Decision
Decision
From 5 min
Yarmarka debit card from Home Bank
Apply now
Updated: 14.10.2024

About the card

Advantageous Yarmarka Debit Card from Home Credit Bank

If there is a Yarmarka shopping center in your city and you are a frequent visitor, you should apply for the Yarmarka debit card from Home Credit Bank. With your first purchase of 1,000 RUB or more, the bank will immediately award you 10% cash back. Thereafter, every purchase at the Yarmarka shopping center will earn you up to 3% cash back. In addition, you can earn cash back at regular stores, ranging from 1% to 5%. At certain partner merchants of the credit institution, you can get up to 10% cash back. More precise information and a list of partners are available in your Yarmarka card online account at Home Credit Bank.

 

Advantages of the Yarmarka debit card from Home Credit Bank

The main advantages of the Yarmarka card from HCB are that visitors to the Yarmarka shopping center in Russian regions can receive a 10% cash back on purchases. Subsequently, any purchase at the Yarmarka shopping center earns 3% cash back. According to reviews of the Home Credit Bank Yarmarka card, the following features are provided:

  • Annual maintenance for the card is 490 RUB.
  • Card issuance is 0 RUB, reissuance is 200 RUB.
  • The first purchase of 1,000 RUB or more at the Yarmarka shopping center qualifies for rewards.
  • All subsequent purchases at the Yarmarka shopping center earn 3% cash back or more.
  • At HCB partners, you can get up to 10% cash back.
  • All other stores award a flat cash back rate of 1%.
  • No commission fees are charged on the first 5 card transactions.
  • You can redeem points only if you accumulate at least 1,000 points on the card.

The credit institution does not charge fees for the following operations:

  • Receiving any funds at any Home Credit Bank ATM.
  • Depositing any amount of funds at the cash desks of the credit institution.
  • Depositing funds via the credit institution's ATMs.
  • Depositing funds via bank terminals installed in public places.
  • Transferring any funds within the operations of a single banking organization.
  • Card blocking operation.
  • Bank product unblocking operation.
  • Issuance of one unpersonalized bank card.
  • Issuance of a new PIN code to replace a lost one.
  • First reissuance of a bank product at the initiative of the credit institution's client.
  • Receiving regular transaction notifications via email.
  • Provision of paper reporting documents at the credit institution's offices.
  • Connection to online banking.
  • Use of options and services of the connected online banking.

SMS notification is provided for a monthly fee of 59 RUB.

The credit institution provides up to 10% cash back at partner stores, with points credited to the card account. In addition, discounts are available at certain stores:

  1. Rosa Khutor – 9.5%.
  2. AliExpress – 5.2%.
  3. Incanto – 9,3%.
  4. M.Video – 1%.
  5. Lamoda – 9%.
  6. Korablik – 3.8%.
  7. OBI – 7,0%.
  8. Mothercare – 11%/
  9. Litres – 21%.
  10. TEZ Tour – 7,2%.
  11. Gorzdrav Pharmacies – 5.2%.
  12. Pharmacies – 36.6-36.8%.
  13. Sportmaster – 6%.

The full list of partner companies can be found on the official website of Home Credit Bank.

Terms

  • The recipient must be a citizen of Russia aged 14 or older.
  • Minors aged 14–18 must have written parental consent to obtain a banking product.
  • It is recommended to apply for a debit card in the region where the bank is located.

To find out how to get the Yarmarka card from Home Credit Bank, we recommend checking if there is a bank branch in your region, as well as a Yarmarka shopping and entertainment center.

  • Age: from 14 years.
  • Citizenship: Russian Federation.
  • Registration: permanent or temporary within the Bank's service area.
  • Passport of a citizen of Russia.
  • Written consent of legal representatives (for applicants aged 14–18).
  • Information on registration at the place of residence.
  • A second document of your choice.

In addition, you must provide contact information in the application form: a mobile phone number and an email address.

  • Identity document: Russian citizen passport.
  • Additional document: SNILS, INN, international passport, military ID, driver's license, or pension certificate.

The financial services comparison service invites you to apply for the Yarmarka debit card from Home Credit Bank, where you can earn high cashback when paying for purchases at the Yarmarka shopping and entertainment center.

  • Review the service's offer and go to the official website of Home Credit Bank.
  • Fill out the application form.
  • Provide the required information if the applicant is between 14 and 18 years old.
  • Submit your application.
  • Wait for the bank's decision.

Next, a bank operator will contact you and clarify the details of the application. If there is a branch in your region, your first banking product will be delivered by courier free of charge. Starting from the second banking product, pickup is available at the branch only.

Rates

Payment instrument
Visa
Card type
Classic
Card validity period
60 months
Interest rate on the balance of available funds
Not provided
Cash withdrawal (conditions)
Up to 500,000 rubles per day free of charge at the bank's own ATMs. At other ATMs, the fee per transaction is 100 rubles.
Money transfers
Any transfer up to 1.5 million rubles per day is free of charge. To another bank: 1%, with a minimum of 500 rubles and a maximum of 2,500 rubles. Internet banking for bank clients: 0 rubles. To another bank: 10 rubles.
Annual debit card maintenance
490 RUB
Overdraft
Not provided
Delivery scheme
Bank branch. Courier service in cities where the bank operates and only for the first banking product. Starting from the second product – at a bank branch (re-issuance).
Delivery period
From 2 calendar days
Loyalty programs
10% cashback on the first purchase at the Yarmarka shopping and entertainment center of 1,000 RUB or more, then 3%. Up to 10% cashback at partner stores. 1% cashback for all other purchases.
App
Apple, Android, Windows Phone platforms
Internet bank
Yes, free of charge
Age
From 14 years
Cardholder registration
Preferably within the region where the Bank is located
3D Secure
Available
Contactless form
PayWave
Currency
Rubles only
SMS notifications
59 RUB
Overdraft penalties
No

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

Answers to questions

How will the card be delivered to me after the application is approved?

For the first application at the bank, delivery by courier is free.
Starting from the second application, pickup is available at the branch only.
In a number of regions, delivery via Russian Post is available.

How do I activate my card?

Download the mobile app and enable the "Remote Services" and "PIN Activation" options. Follow the service prompts.
You can visit a branch to activate the card.
Activation is also available via HCB terminals.

How do I check my account balance?

Free of charge: bank branch, online account, mobile app.
SMS notification: 59 rubles per month.

I need to change my PIN, what should I do?

You need to access the "Card Activation and PIN Code" service in your online account on the website or in the mobile app, and then follow the service's instructions.

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