How to apply online for the Promsvyazbank Mir Bez Granits debit card

If you love traveling the world and want to earn extra income on your savings, you should apply for the Mir Bez Granits card from Promsvyazbank, which offers a guaranteed interest rate of up to 5% per annum on your account balance. For all Mir Bez Granits debit cardholders, Promsvyazbank offers insurance in partnership with RESO-Garantia for the amount of EUR 50,000. The insurance helps cover expenses associated with force majeure circumstances while visiting foreign countries.

Terms of use for the Promsvyazbank Mir Bez Granits debit card

The Mir Bez Granits debit card from Promsvyazbank has undeniable advantages, which include the following:

• By earning miles with the card in the "Travel" category, you can pay for up to 100% of the service cost with bonuses.
• Your health, the health of your family, and force majeure circumstances are insured for EUR 50,000.
• You can get discounts of up to 40% from the bank's partners.
• You can withdraw up to 300,000 RUB in cash without commission at the bank's own ATMs and partner bank terminals.
• A convenient mobile application and internet banking are available for account management.
• The card is delivered by a courier service.

No commission is charged when making payments to budget organizations and structures.

Cashback terms for the PSB Mir Bez Granits card

Under the terms of the Promsvyazbank Mir Bez Granits card, an extensive loyalty program is provided where, when making purchases, you can earn miles and subsequently exchange them for goods and services in certain categories. An important condition for earning miles is that you must make purchases of at least 25,000 RUB every month.

• According to reviews of the Promsvyazbank Mir Bez Granits card, everyone who applies for this banking product receives a welcome 500 points to their account.
• In the "Travel and World Purchases" category, for every 100 RUB spent, 1.5% is returned in miles.
• For every 100 RUB, 1% is accrued as a mile.
• To accrue miles, you must make a purchase of at least 100 RUB. If the amount is less, miles are not accrued.
• If the card account balance is up to 300,000 RUB, receive up to 5% in miles on your account.
• If the account balance exceeds 300,000 RUB, miles are accrued at a rate of 1% per annum.
• In the purchase category, the maximum number of miles per month is no more than 3,000; for the account balance, the number of miles is unlimited.
• Conversion at the rate of 1 mile = 1 RUB.
• All miles for the previous month are always accrued on the 7th day of the period following the reporting month.
•  The maximum lifespan of points is no more than 24 months, after which they expire.

Features of spending in the "Travel" bonus group

Since the debit card aims to interest cardholders who travel the world in making purchases, a special cashback calculation group "Travel" is provided for them, where you can spend accumulated mile-points in the following categories:

1. Plane tickets.
2. Train tickets.
3. Cruise liner tickets.
4. Carsharing services.
5. Hotel booking services.
6. Ready-made tour booking services for travel.

You need to pay for goods and services from your own funds, after which you are guaranteed to receive miles, and then spend the earned points in the selected categories in the "Travel" section.