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Prostoy Dokhod debit card from Loko-Bank
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Articles about debit cards
About the card
Review of the Loko-Bank "Prostoy Dokhod" debit card
Almost all cards that have "income-generating" status help banking customers receive financial programs similar to those provided for deposits. An interesting offer is the "Prostoy Dokhod" debit card from Loko Bank, which implements the best and most effective options of banking products. The banking product has practically no restrictions on withdrawal, replenishment, and free use.
How to get guaranteed income on the Loko Bank "Prostoy Dokhod" debit card
The most important advantages of the Loko-Bank "Prostoy Dokhod" debit card are getting cashback of up to 10%, as well as interest accrued on the remaining balance of up to 7.25%. However, to receive this income, you will need to meet a number of conditions.
In order for the Loko-Bank "Prostoy Dokhod" card to bring real profit, we recommend reading the terms of use of the banking product in detail.
- There is no need to open special deposit accounts to accrue interest on balances. By applying for the Loko-Bank "Prostoy Dokhod" debit card, you will automatically be connected to the savings system.
- Once a month, the bank makes accruals on the existing account balances. The accumulated funds can be spent immediately.
- To guarantee an income of 7.25% on the account, two conditions must be met. First, the monthly turnover must be at least 100,000 RUB. The second condition is that the card turnover must also be at least 100,000 RUB.
- If you cannot meet this parameter, then by making purchases in the amount of 20,000 to 100,000 RUB and having a similar balance, the accruals will amount to 6.5% per annum.
- If your turnover is up to 20,000 RUB and you have a balance of up to 20,000 RUB, then the interest rate on the generated balance will be 3%.
- If none of the previous conditions are met, interest is accrued at 0% per annum.
Terms
According to the terms of the Loko-Bank "Prostoy Dokhod" card, the borrower is subject to requirements relevant to other banks.
Courier delivery, as well as the pickup option, are available for the following localities of the Russian Federation:
- Moscow and Moscow Region;
- Saint Petersburg;
- Belgorod;
- Volgograd;
- Voronezh;
- Yekaterinburg;
- Ivanovo;
- Kazan;
- Kaliningrad;
- Krasnodar;
- Nizhny Novgorod;
- Novosibirsk;
- Omsk;
- Perm;
- Rostov-on-Don;
- Ryazan;
- Samara;
- Saratov;
- Tyumen;
- Ufa;
- Chelyabinsk;
- Yaroslavl.
Debit card issuance is permitted to applicants living within walking distance of a Loko-Bank office branch within the specified territorial divisions of Loko-Bank offices.
The profitable "Simple Income" debit card from Loko-Bank is now available to you. Our financial services matching platform invites interested individuals to apply for the Loko-Bank "Simple Income" debit card.
- Review the commercial bank's offer and click the "Apply for Card" button.
- Go to the official Loko-Bank "Simple Income" card website and fill out a short application form.
- Check the list to ensure your region or city is eligible for card issuance.
- Provide all required details about the banking product in the application form.
- Submit your application by clicking the "Submit Application" button.
- Wait for a call from a bank representative.
- Receive your card using the method you selected in the application form.
- The card recipient must be a citizen of the Russian Federation.
- Applicant age: 18 and older.
- The applicant's region of residence and registration must match the location of the bank or office.
- A working mobile phone and email address are required.
You can connect free SMS banking to receive updates on your card. Please note that service rules differ for Moscow and St. Petersburg compared to other regions of the country. Under the tariff plan, the cardholder can order 1 additional card free of charge, with no commission fees. Cashback of 10% is awarded in accordance with the quarterly program, which provides for specific groups and categories.
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Answers to questions
How will I receive the card after my application is reviewed?
You will be prompted to choose one of the delivery options listed on the map: at a bank branch or via courier delivery. For courier delivery, you need to check availability for your city.
How to activate the card?
Activation is done independently. You can download the app and follow the service prompts.
You can also call the hotline at 8 800 250 50 50, press 1 and 1 sequentially on your phone's keypad, and follow the voice prompts.
How to check the card account?
You can use the following systems to check your account:
The mobile app.
The desktop internet banking on the official website.
At Loko-Bank ATMs.
By calling the hotline.
By requesting an SMS notification.
At third-party ATMs (the inquiry costs 15 RUB).
I forgot my PIN. How can I reset it?
You cannot recover your PIN; you will need to order a card re-issue. You can change your PIN yourself through the mobile app settings or by calling the hotline.
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