MegaFon Virtual Debit Card Review

Most of us know that Megafon is the largest mobile operator providing quality communication services. However, keeping pace with the times, the operator has initiated the issuance of the Megafon debit card, which offers additional opportunities both to mobile subscribers and to those who do not use Megafon's network services.

Note that according to reviews of the Megafon debit card, those who are subscribers of the mobile operator gain huge advantages, as they can receive additional services through the loyalty program.

Terms of use of the Megafon virtual debit card

To get a Megafon virtual debit card, it is advisable to also be a subscriber of the same-named mobile operator. This way, you will get additional opportunities to use a beneficial banking product.

1. As a Megafon subscriber, you can submit a request on the mobile operator's website.
2. Within 5 minutes, you will receive detailed activation instructions on your number, which you need to complete by calling 5555.
3. Now you have a phone balance that will be automatically integrated with the account of the Megafon Bank virtual debit card.
4. All card transactions must be made after downloading the Apple Pay, Samsung Pay, or Google Pay app. The full list of available apps is available both on the official Megafon Bank website and on the mobile operator's online resource.
5. All purchases and expenses are made via SMS notification or the known Megafon debit card number.
6. Since the card is virtual only, use the built-in NFC module to withdraw cash from the Megafon debit card.

These are the main conditions for connecting and using the virtual debit card.

Additional benefits of the Megafon Bank debit card loyalty program

Since the main Megafon subscribers are owners of the banking product, the terms of the Megafon debit card are favorable for mobile operator subscribers:

• The card has free issuance and completely free maintenance, even if your balance is 0 RUB.
• After submitting the application and verifying the data, the virtual card is issued in just 5 minutes.
• In cooperation with key partners, Megafon accrues cashback by category of up to 20%.
• Megafon subscribers receive 10 MB of free internet traffic as a gift for every 100 RUB spent on the card.
• Convenient card account management. You can enable SMS notification for just 30 RUB per month.
• Technical support is available at 8 800 550 55 00 or 5555.

About the Megafon Bank bonus program for the virtual debit card

Currently, the bonus program 'Get 5% cashback' is active until October 1, 2019. Please note the following program conditions.

To get 5% cashback, you need to connect the following categories for 119 RUB per month:

• Supermarkets.
• Cafes and fast food.
• Gas stations.
• Car sharing and taxis.
• Children's goods.

For each category, the maximum number of points is available, which is set at 1000 points = 1000 RUB.

Additionally, you can connect cashback of up to 10% for categories. By paying a monthly fee of 119 RUB per category, the following categories are available:

• Supermarkets.
• Cafes and fast food.
• Gas stations.
• Car sharing and taxis.
• Cinema.
• Entertainment industry.
• Museums.

Please note that since the 5% and 10% cashback categories have identical groups and names, the refund is calculated according to the MCC code used for the specific store group.