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Russian Standard Bank installment card "Platinum"
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Articles about installment cards
About the card
Overview of the Platinum Russian Standard installment credit card
The favorable terms of the Russian Standard installment card allow holders of the banking product to use the convenient offers of Russia's largest commercial bank for a period of up to 12 months. You make your favorite purchases with no interest charged, provided you comply with the marketing program requirements. Like any banking product, the Russian Standard installment card has its pros and cons, but if you use the banking product wisely, you can earn a good return through the loyalty program, where you will receive up to 15% cashback.
Terms of the Russian Standard installment card
The preferential installment plan on the Russian Standard credit card includes a grace period of 150 calendar days. The card can be used as a combined and mixed option – a full-fledged credit card, partially a debit card, as well as installment card options. When applying for the banking product, it is recommended to read the terms and service tariffs for the "Russian Standard installment card" category.
Connection to the Russian Standard credit card installment program itself is completely free, while the annual maintenance fee is 99 RUB per month. It is important to remember that if you miss a mandatory payment, the banking product automatically switches to the Russian Standard credit card category. Reverting to the installment plan is impossible according to the tariff plan.
Options for extending installments on the card
Special additional subscription programs are provided for the Russian Standard bank installment card. This program allows you to set an installment plan for a specific period:
- Extend installment plan "Plus 3 months" — 299 RUB.
- 6-month installment plan – 499 RUB.
- Extend installment plan by 9 months – 1490 RUB.
- Extend installment plan to 12 months – 1990 RUB.
This program allows cardholders to use the banking product on favorable terms for a period of 3 to 12 months.
Cashback program for the Russian Standard card installment plan
The bank provides participation in the loyalty program – "Cashback up to 70%". The main condition is to make purchases in the online store or at partner retail outlets using the Platinum Russian Standard installment card and receive a percentage of your purchases back.
- Bonus conversion follows the scheme 1 point = 1 RUB.
- When making any purchase, a 1% cashback return is provided.
- Choose your favorite category and get 5% cashback.
- To participate in the loyalty program, you need to call 8 800 200 6 200.
- The Russian Standard Bank website features a list of over 200 stores where you are guaranteed to receive an increased cashback of 15%.
- The maximum number of bonus points is no more than 5,000 per reporting period.
Please note that if you make purchases under the installment program, cashback will not be accrued. To choose the 5% cashback, you must select only 3 categories out of 7 (can be changed monthly).
- Gas stations (Service stations).
- Public catering system - cafes, fast food, restaurants.
- Purchases in the "Clothing and Footwear" category.
- Taxi services.
- Parking services.
- Cinemas.
- Entertainment industry - theaters, museums.
The borrower can choose only 3 categories, and they can change the category monthly, but no more than 3 at a time.
Terms
Requirements for borrowers for the Platinum installment card by Russian Standard
According to reviews on the Platinum installment card by Russian Standard, the banking organization imposes requirements on the recipient of the financial product similar to those for credit cards. The recipient of the financial service can only be a citizen of Russia with full legal capacity.
- Borrower age from 21 to 65 years.
- Registration in the region where Russian Standard Bank is located is required.
- Official employment is required (not issued to the unemployed).
- Length of service at the last place of work is at least 3 months.
- When applying, you must provide a second document of your choice – SNILS, international passport, driver's license, or pensioner ID (in the latter case, the pensioner must be employed).
There is no need to provide documentary confirmation of employment or income amount. It is sufficient to provide the information in the application form.
- Age: 21-65 years.
- Citizenship: Russian Federation.
- Registration: permanent or temporary within the Bank's service area.
- Employment: mandatory.
- Work experience: at least 3 months at the last place of work.
- Identity document.
- Additional document: SNILS, international passport, driver's license, pensioner ID.
Our financial service matching platform invites you to apply for the Platinum installment card by Russian Standard. To apply for the banking product, follow these guidelines:
- Review the offer and click the "Apply for Card" button.
- After that, you will be redirected to the Russian Standard website.
- Specify the desired credit amount up to 300,000 RUB.
- Provide basic information according to the bank's application form.
- Provide employment details.
- Provide information on the second document of your choice.
- Click the "Submit Application" button.
- Wait 5 minutes for the bank's decision.
After the application is approved, you will be offered several delivery options for the card – home delivery, at an office, or at a Russian Standard Bank branch. Delivery via Russian Post is also available for certain regions.
To find out the amount of your upcoming payment or card expenses, use the following methods:
- At a bank branch with a customer service representative.
- In the Russian Standard mobile app.
- In your Personal Account when using a personal computer.
- In an extended statement by ordering a printout at an ATM.
- Via the hot-line phone number 8 800 200 6 200.
- By enabling SMS notifications.
The bank employee will inform you of the initial credit amount, but it will be at least 10,000 RUB. The bank may increase the credit line size up to 3,090,000 RUB, provided that the requirements for the banking product are met for 3 calendar months. Russian Standard may unilaterally increase the credit line size.
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Answers to questions
How long will the application be reviewed?
No more than 7 minutes. The bank may extend the review time by 60 minutes for technical reasons.
Where will I be informed of the bank's decision?
On your mobile device in the app, in your personal account on a PC, and via SMS notification.
How will I receive the card after approval by the bank?
You will be invited to visit a bank office.
Delivered by courier service to your home or office.
Issuance via Russian Post.
How do I properly activate the card?
If you receive the card at a bank office, activation will be carried out with the help of a bank operator.
Courier service – a specialist will help.
You can activate it yourself by visiting the official website of Russian Standard Bank or by calling 8 800 200 6 200.
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