Pochta Bank's advantageous "Online" virtual debit card

Today, many purchases have moved to the virtual internet network. The abundance of retail networks in the form of online stores forces buyers to look for profitable payment methods, and Pochta Bank's "Online" debit card is the right solution. By getting such a card, you don't need to carry a physical card with you. Pochta Bank's virtual "Online" debit card, which you can order through our financial services selection platform, will become a true assistant in making profitable and convenient transactions without using a physical card.

You no longer need to visit a bank office; it is enough to submit an online application and order the virtual "Pochta Bank" debit card directly for your mobile app or by installing the internet banking version. The card will provide you with all the necessary details for electronic payments via email, including the card number, cardholder data, expiration date, and CVV code on the back of the banking product. The contactless issuance process takes just a little over 15 seconds, and you will get a ready-made virtual card for shopping in online stores.

Maintenance terms for the Pochta Bank debit card "Online" tariff plan

Features of Pochta Bank's "Online" card

Despite the fact that the banking product has a virtual status, cash withdrawals using contactless technology are permitted. During a single reporting period, the cardholder can withdraw no more than 50,000 RUB. If you receive the banking product without identification, you can keep no more than 15,000 RUB in the account. After you complete identification, storing up to 60,000 RUB becomes available. The card includes an SMS notification service costing 49 RUB per month, with the first two months free of charge.

Loyalty program for the Pochta Bank Online debit card

To profitably apply for the Pochta Bank "Online" debit card, the application must provide the borrower's basic information according to the credit institution's requirements. For profitable use of the card, you need to connect the "Online Shopper Package," which has a number of features. In particular, if you have not previously connected this package, automatic connection to the service occurs after purchasing goods for a total of 7,500 RUB. The cost of the "Package" will be 300 RUB.

1. "Best Price Product" privilege. If you bought a product and it turned out to be cheaper than in other stores, the service will refund you the price difference. There is also an "Accidental Equipment Damage" service, where you can get insurance refunds of up to 30,000 RUB.
2. "Free Equipment Repair" privilege. If you bought a product, it will be repaired for free under your loyalty card. In extreme cases, you can count on insurance compensation in the amount of up to 30,000 RUB.
3. "Product Return" privilege. If you bought a product in an online store that did not suit you for some reason, the bank will refund your money. The maximum refund and compensation amount is 3,000 RUB.
4. Get up to 12% cashback. This is a game-like program where dice are rolled, and you are credited with a random cashback percentage of up to 12% for a purchase.

To connect to the "Online Shopper Package," you need to register on "Pochta Bank" and provide the mobile phone number you used when submitting the online application for the Pochta Bank "Online" debit card. Please note that the loyalty program complies with the requirements of the credit institution's "Chance" software product.

Advantages of Pochta Bank's "Online" virtual card:

• No need to carry a physical banking product with you.
• Secure payment is guaranteed by 3D Secure contactless technology.
• The card is available to any individual without visiting a bank office.
• Payments can be made both via computer and using a smartphone that supports downloading the credit organization's mobile application.
• There is a great system of privileges in the form of the "Online Shopper Package."
• Annual maintenance fees are not charged for the card.

Russian citizens aged 14 and older are allowed to apply for the debit card, but all minor citizens must have written consent from legal representatives. The document can be uploaded along with the online application or submitted to the nearest office.