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Twins debit card from Alfa-Bank

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No-fee cash withdrawals
No-fee cash withdrawals
up to 1,500,000 RUB
Interest on balance
Interest on balance
up to 0 %
Cost
Cost
1490 ₽
Overdraft
Overdraft
No
Cashback
Cashback
up to 5 %
Decision
Decision
From 5 min
Twins debit card from Alfa-Bank
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Updated: 14.10.2024

About the card

"Twins" is an Alfa-Bank card for employees

The unique two-sided Alfa-Bank Twins card has no equivalents in Russia. It can be used as both a debit and a credit card. The plastic works with all terminals and ATMs, allowing the owner to withdraw funds at any time and receive a host of other privileges. The card features magnetic stripes, chips, and security codes that are different for each of the two sides.

In our article, we will focus more on the debit part.

 

Alfa-Bank Twins card: maintenance terms

The Alfa-Bank Twins payroll card is suitable for employees because the maintenance cost is paid by the employer rather than the cardholder, which is advantageous. Other individuals who wish to obtain this banking product can choose an optimal service package.

  • "Economy" is an option suitable for clients with savings accounts whose total balance at the end of the month is no lower than 30,000 RUB.
  • If you need more banking services, activate the "Optimum" package. If you meet one of the conditions specified in the agreement, you will use the card for free. Otherwise, the bank charges a fee of 199 RUB per month.

Please note! This service package includes free card usage for two months, regardless of whether the free maintenance conditions are met.

  • For those who value time and comfort, Alfa-Bank offers the "Comfort" service package, with a fee of 499 RUB per month. Maintenance is free for the first two months. If you comply with the terms of the agreement, you can continue to use the card for free.
  • The most expensive service package is "Maximum". The fee is 3,000 RUB per month. By meeting the terms of the client agreement, the plastic card can be used for free.

Terms

  • Age 18 and older.
  • Russian citizenship.
  • Income requirement for citizens living in the capital is 9,000 RUB, for regions it is 5,000 RUB.
  • Mobile phone number (work).
  • Phone number of the employer or HR department.
  • Permanent place of employment.

If you meet these requirements, gather your documents and you can safely apply for the Alfa-Bank Twins double platinum card.

  • Age: 18 years and older.
  • Citizenship: Russian Federation.
  • Registration: permanent or temporary in the Russian Federation.
  • Employment: mandatory.
  • Monthly income: for citizens living in the capital starting from 9,000 RUB, for regions starting from 5,000 RUB.
  • Work phone: required.
  • Mobile phone: required.
  • Under standard terms. Passport identity document of a citizen of the Russian Federation and one additional document of choice: compulsory medical insurance policy (OMS), insurance number of individual ledger account (SNILS), driver's license.
  • For payroll project clients. Unexpired passport of a citizen of the Russian Federation.
  • For company employees and partners. Passport and an additional document of choice from the provided list.
  • Identity document: Russian citizen passport.
  • Additional document: compulsory medical insurance policy (OMS), insurance number of individual ledger account (SNILS), driver's license.
  1. Carefully review the maintenance terms.
  2. If you decide to order the Twins card from Alfa-Bank, click the "Get Now" button.
  3. After landing on the official website of the financial institution, fill out the online application.
  4. Submit the application for review.
  5. Wait for a message from the organization regarding the preliminary decision.
  6. If the bank gives the green light, pick up the plastic card.

By getting the "hybrid" Twins card, you will receive a number of benefits:

  • Free use of the plastic card subject to compliance with the agreement terms. You will also get free access to online banking and the ability to quickly pay for mobile communications, internet, traffic fines, and other utility bills.
  • Security. If the card is lost or stolen, it can be blocked instantly.
  • Benefits. Although we have focused more on the debit side, you can also use credit.
  • Convenience. Thanks to the dual Twins card, you can withdraw cash (pay for services) at any ATM.

Rates

Payment system
Visa
Card type
Classic
Card validity period
3 years
Annual maintenance fee
1,490 RUB + the cost of the service package, if its activation is required
Cash withdrawal
From 0 to 1%
Bonuses
Not accrued
Interest accrual on account balance
Not accrued
Delivery
Bank branch
Overdraft
None
Delivery time
Approximately 5 business days
Chip presence
Yes
Contactless payment
None
Mobile software
Free Apple, Android
Internet banking
Free
ORS
No
3D Secure
Yes
Card currency
Rubles, US dollars, euros
SMS notifications
0 RUB for card issuance information. 39 RUB for notifications on other transactions

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

Answers to questions

How do I activate the card?

There are three activation methods:
1. Call the call center at the toll-free phone number 8-800-200-000;
2. During card pickup at a bank branch;
3. Via ATM.

Can I order card delivery by courier?

Unfortunately, this is not possible. After the application is approved, you need to visit Alfa-Bank (or a branch) with your documents and pick up the plastic card.

How to check the account balance?

Information can be requested at ATMs belonging to Alfa-Bank. Account status can be checked in the mobile app and online banking.

I forgot my PIN. How can I reset it?

A PIN reset function is not provided. If you forget your secret set of digits, change it by calling the hotline or contacting a specialist at a branch.

Can the card be closed?

Yes. To do this, you need to submit a corresponding application. After it is reviewed, the card will be closed within 45 business days.

What methods can be used to top up the account?

If you are looking for free methods, these are Alfa-Bank ATMs, the app, online banking, YaD, and Svyaznoy/Euroset. You can transfer money from any bank card for free. CyberPlat, MTS, Qiwi, and Beeline are a few more ways to top up the card account for free.

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Customer reviews

Leave a review
Валентин
Валентин
Guest
Alfa-Bank
Действительно доставили быстро как обещали. Притензии никаких не имею. Ребята сделали все по совести.
Irina
Irina
Guest
Alfa-Bank
Мне лично очень нравится карта «Близнецы», так ее использование бесплатное и ее легко в случае чего заблокировать.
Anastasia
Anastasia
Guest
Alfa-Bank
Вчера оформила дебетовую карту Близнецы от «Альфа-Банка». У меня вызвали доверие условия и стоимость обслуживания. Также отмечу, что платежная система VISA у меня вызывает доверие (мой муж и сестра пользуются банковскими картами именно этой системы).
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