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UltraCard debit card from Svyaz-Bank
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About the card
UltraCard debit card from Svyaz Bank — a convenient payment tool for every day
In 2018, Svyaz Bank introduced a new product to clients — the UltraCard debit card. Compared to other plastic cards, this product features triple cashback, a favorable interest rate on the balance, and great terms. Thanks to these advantages, the payment tool has gained popularity and is in high demand today. In this article, we will take a detailed look at the options of the Svyaz Bank UltraCard debit card and the terms of use.
SvyazBank UltraCard debit card: terms
The card is issued within the Visa payment system, and the service area covers all countries.
- Maintenance and issuance fee for the card product
There is no fee charged to the bank client for issuing the plastic card. If the cardholder makes purchases at trade and service enterprises for at least 10,000 RUB each month, the card maintenance will be free. If this condition is not met, a fee of 149 RUB per month is charged to the owner of the payment tool.
- What interest is credited on the balance
The interest depends on the balance of funds in the card account. The minimum interest is 0.01% per annum for a balance of up to 10,000 RUB. If the balance is between 10,000 and 30,000 RUB, the bank accrues 3% per annum. The maximum amount is 5% for users whose card balance exceeds 30,000 RUB.
- Cashback amount
According to reviews of the Svyaz-Bank UltraCard debit card (and confirmed by the terms of use), cardholders earn up to 10% cashback. The maximum percentage is awarded if monthly spending at retail and service enterprises reaches at least 30,000 RUB.
Please note! This cashback is available in selected categories: gas stations, children's goods, leisure and entertainment, cafes and restaurants, taxis, as well as sporting goods and events.
For card spending between 10,000 and 30,000 RUB, the bank offers 7%. If card spending at retail and service enterprises is under 10,000 RUB, no cashback is provided.
For transactions in standard categories, cashback is 1.0% if monthly spending is from 10,000 RUB. In other cases, no bonuses are awarded.
- Cash withdrawal limits
The Svyaz-Bank UltraCard has both daily and monthly limits. Within a day, the cardholder can withdraw at least 300,000 RUB from the account. Within a month, the limit is no more than 600,000 RUB.
- Cash withdrawal fee
Cash can be withdrawn free of charge at Svyaz-Bank ATMs and ATMs of partner financial institutions — VTB, Alfa-Bank, and Gazprombank. In addition, you can withdraw up to 10,000 RUB per month at any ATM without commission. If this amount is exceeded, a commission of 1% of the amount (minimum 180 RUB) will be charged.
Terms
Svyaz-Bank does not impose strict requirements for obtaining the UltraCard debit card. It is enough for the applicant to be of legal age, have a passport, and reside in the country. The region of residence does not matter.
While credit cards usually have an upper age limit, even 80-year-old citizens can apply for this debit card.
- Age: 18 years and older.
- Citizenship: Russian Federation.
- Registration: permanent or temporary in the Russian Federation.
- Mobile phone: required.
According to the bank's marketing policy, the debit card is issued using two documents: a passport and an insurance number of an individual ledger account (SNILS).
- Identity document: Russian citizen passport.
- SNILS
You can get the Svyaz-Bank UltraCard debit card through our service by clicking the virtual "Order card" button. In the form that opens, fill in the requested information: full name (middle name is optional), mobile work phone number, registration address, and passport details.
After submitting your application, wait for a decision. It will be sent to the specified phone number via SMS.
The payWave contactless payment option allows you to buy goods at retail outlets with a single touch, saving the client's time. If the purchase amount is less than 1,000 RUB, the system does not require a PIN code.
Thanks to 3D Secure technology, you don't have to worry about the security of online payments. To confirm payment, the system requests a secret code sent via SMS every time.
The card is linked to Apple Pay, Samsung Pay, and Google Pay services, allowing financial transactions to be carried out in specially equipped stores without using the physical card.
The convenient "Zhivi Onlayn" mobile app is available for download after receiving the card. Using the mobile app, you can pay for communication services, internet, utilities, fines, and taxes. You can transfer money both to Svyaz-Bank clients and users of other financial institutions.
The Svyaz-Bank UltraCard debit card is a convenient payment tool that, subject to the conditions, will work for you!
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Answers to questions
How can I activate the card?
To activate the UltraCard debit card, call the hotline at 8-800-500-00-80. You can also print a card statement at a Svyaz-Bank ATM.
How do I check my account balance?
To check your account balance, use online banking. You can also get the necessary information via SMS. Both services are free.
I forgot my PIN. How can I recover it?
The client receives the PIN code along with the card. To change or reset it, you need to call the bank, answer the specialist's questions, and wait for a new SMS with the code.
How to block the card?
To do this, call the hotline phone number: 8-800-500-00-80.
I couldn't find the answer to my question. What should I do?
Contact a consultant by phone at 8-800-500-00-80.
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