Cash loan from Gazprombank

At Gazprombank, you can apply for a consumer loan in the amount of 10,000 to 7 million rubles for a term of 13 to 60 months. The minimum possible interest rate on the loan, subject to life and health insurance, is 4.9% per annum, and the maximum is 16.8%. 

If you decline life and health insurance, the rate will be increased by 7-15 percentage points depending on the amount.

Borrowers who meet the following requirements can apply for a consumer loan at Gazprombank:

• are citizens of the Russian Federation;
• have permanent registration within the territory of Russia;
• aged 20 to 70 years old;
• have a work experience of at least 3 months at their current place of employment.

To apply for a loan at Gazprombank for an amount up to 500,000 rubles, you will only need to provide a Russian passport. For amounts from 500,000 to 2 million rubles, you will also need a document confirming employment. For 2 million and above — a document confirming income.

Pros:

• large loan amount — up to 7 million rubles;
• long loan term — up to 60 months;
• low minimum interest rate — 4.9% per annum;
• can be applied for with just one document;
• option to apply online.

Cons:

• life and health insurance is required to obtain the minimum interest rate;
• additional documents confirming income and employment are required for amounts starting from 500,000 rubles.