Loan for any purpose at Renaissance Bank

At Renaissance Credit, you can take out a consumer loan for an amount from 30,000 to 2,000,000 RUB. The term for receiving these funds ranges from 24 to 84 months. 

Interest rates at this bank are as follows:

1. During the first loan period of 6 to 36 months, subject to income verification, from 25% to 53% per annum.
2. During the first loan period of 6 to 36 months without income verification, from 27.5% to 59.5% per annum.
3. During the second loan period, 3.9% per annum.

You can also currently participate in the "I Want 0" promo and get all loan interest back. To do this, you must meet the following conditions:

• Submit a cash loan application.

• Sign a loan agreement when connecting the Service Package.

• Use the debit card issued with the loan and make at least 5 purchases totaling from 10,000 RUB per month.

• Do not make partial or full early loan repayments.

At Renaissance Bank, as with any other financial institution, full or partial early loan repayment is available. You can make an early payment toward the debt in the mobile app or at a bank branch. However, you must notify the financial institution of your intention in advance.

If the borrower fails to make the monthly payment on time, the bank charges a penalty. Its amount is 20% per annum of the overdue debt amount. In addition, the bank will report the incident to the Credit History Bureau. This negatively affects your credit history, even if the delay is minor.

Renaissance Bank does not impose special requirements on its borrowers. You can get a consumer loan here if you meet the following criteria:

• Russian citizenship;
• with permanent registration in the Russian Federation;
• aged 20 to 70 years old;
• with a work experience at your current job of 3 months or more, and for the self-employed, 6 months or more;
• with a steady income.

As for documents, only a Russian citizen's passport is required to submit an application. However, if you are requesting a very large amount or have a poor credit history, the financial institution also reserves the right to request documents confirming income and employment.

You can get a cash loan in just two ways: by transfer to your own debit card of the MIR, Visa, or MasterCard payment systems, or in cash at the financial institution's branches.

Monthly consumer loan payments are automatically deducted from the card to which the loan funds were credited. You can top up the card in any convenient way:

• by transfer between your own accounts opened at Renaissance Bank;
• by transfer from cards of other banks;
• in cash via Renaissance Bank ATMs;
• in cash through ATMs of other banks;
• in cash through Renaissance Bank cash desks.

Short name: CB "Renaissance Credit"

Tax status: 7744000126

BIK: 044525135

KPP: 772501001

Correspondent account: 30101810845250000135

PSRN: 1027739586291