GlavFinance
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About the loan
Overview of obtaining an online loan at GlavFinans
To get financial help, it is not necessary to ask relatives for funds. Visit the official website of "GlavFinans", submit a loan application, and receive funds to a personal Visa, MasterCard, or MIR bank card or via the Contact money transfer system. The microcredit company offers borrowers to take a loan from GlavFinans under one of the lending programs—"Express" or "Econom". Each program has loyal requirements for the borrower, where you can get a loan of up to 30 000 RUB under one program, and up to 100 000 RUB under the second.
The MFO has been operating in the microcredit market since 2012 and during this time has gained special popularity among borrowers thanks to interesting microcrediting programs. Under the "Express" program, you can apply for a loan with an interest rate of 1%, and under the "Econom" program for repeat applications—0.65%.
The official name of the company is Microcredit Company "Glavnaya Finansovaya Kompaniya". Legal registration address: Krasnodar, Kommunarov St., 76, office 365/4. Registration in the Central Bank's MFO register under number 2120323001658 was assigned on 19.06.2012.
Terms of getting a loan at GlavFinans
To apply for an online loan at GlavFinans, you need to have a personal account. Funds are disbursed remotely. Money can be sent to a Visa or MasterCard, or via the Russian MIR payment system. You can also receive a loan through the Contact system. During the verification process on the website, the borrower will be required to provide information on a personalized bank card. In the GlavFinans personal account, loans are available under two programs – "Econom" or Express.
In case of non-payment, penalties apply at a rate of 0.05% per day on the principal debt amount.
Terms
According to marketing policy requirements and in compliance with the law, GlavFinans IFC sets certain criteria for borrowers:
When choosing an online card loan at GlavFinans, you must complete additional card verification in a specially protected field on the IFC website.
The loan matching service allows you to instantly apply for a card loan at GlavFinans. Customer reviews indicate that the approval rate at the microfinance company is among the highest, reaching up to 92%.
- Review the offer on the loan matching service and follow the link to the IFC's official page.
- Complete the initial verification by providing your mobile phone number, email address, and personal details.
- Fill out the application form using your passport, enter your SNILS data, and provide official employment details.
- Upload scans of the required documents and photos.
- Submit the application and wait for the decision of the IFC operator (automated scoring). The waiting time for a response is no more than 15 minutes.
Receive the approval decision via SMS. After application approval, you must complete card verification. Visa, MIR, and MasterCard payment systems are available.
Crediting to a card takes up to 10 minutes. Through the money transfer system, it takes up to 20 minutes. When receiving a loan via the Contact system, you must obtain the transfer control code, provide it to the Contact system operator, and present your passport.
- Russian citizenship required.
- Must have permanent registration in one of the country's regions.
- The borrower must be officially employed.
- The application form must include passport and SNILS data.
- After filling out the application, the borrower uploads a selfie holding their passport—meaning you need to take a photo against the background of the document and upload it to the system.
- Upload a scan of your registration.
If you fail to pay your loans on time, you can extend the validity period of the agreement, subject to the following scheme:
- When extending a loan by 7-15 days, you must pay 7% of the existing debt amount.
- When extending the agreement by 16-21 days, you must pay 9% of the principal debt amount.
All loan extension actions are available only in the borrower's personal account.
A poor credit history is not a reason for refusal. If you have one, provide the details, and the operator will process your application. Most likely, you will be issued a minimum loan amount of 3,000 rubles. By repaying your GlavFinans loan on time, you improve your credit history and gain the opportunity to apply for a profitable microcredit limit of up to 100,000 rubles for a term of 98 days.
Rates
Contact system
Via QIWI;
Via Eleksnet
Calculator
Answers to questions
How long will my application be reviewed?
The time allotted for reviewing the application is 15 minutes.
How will I find out the application result?
Keep your personal account open and wait for the online information to update. An IFC operator may call you or you may receive an SMS message
How long does it take for the money to be credited?
If you specified card crediting, you must complete document verification. As a rule, money is credited to the card within 1 business day. Via the Contact system, the loan is credited within 10 minutes.
What amount will be available to me?
If you are applying for a loan for the first time, the loan amount will range from 3,000 to 20,000 rubles. Subsequently, an increase in the microcredit amount becomes available.
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