Bank Zenit
Renaissance Bank
LOCO-Bank
T-Bank
Bank Sinara
Credit Europe Bank
Loading...
Articles on loans
About the loan
Most microfinance companies in Russia appeared relatively recently—2-3 years ago. At the same time, the microfinance market includes companies that have been proving their success with practical deeds for more than one year. You could take out a loan from Dengi Srazu starting in 2011. At that time, the company had offices in several large localities. Today, loans from Dengi Srazu are available to residents of 150 cities in Russia, while the total number of the company's customers currently reaches 700,000 people.
The company has developed unique loyalty programs that allow every category of borrowers to choose a suitable credit product and apply for a loan from Dengi Srazu even with an interest rate of 0%.
Official company information. Full name: SKOROST FINANS MICROCREDIT COMPANY Limited Liability Company, address: office no. 302, 19 Portovaya St., Rostov-on-Don, certificate of entry into the microfinance organization register at the Central Bank of Russia No. 1703020008232 dated April 27, 2017.
Application terms
You can not only get a loan to a card from Dengi Srazu, but also take part in various loyalty programs. Thus, the following software products are currently available to microfinance organization customers:
- "Start from Zero" program. Borrowers applying to the company for the first time can apply for an interest-free loan at 0% per annum for a period of 5 calendar days.
- "Bring a Friend" program. If you bring a friend to the company, you are guaranteed to receive 300 RUB on your personal account balance, which you can spend at your discretion. The received 300 bonus points are easily converted into real money.
- "I am a Pensioner" program. If you have retired, then there is a unique offer for you from the Dengi Srazu microfinance organization: take out any loan with an interest rate of only 0.7% per day. Applies to women aged 60 and older, and men aged 65 and older. There is a restriction: pensioners must be under 80 years old.
- "My Birthday" program. Get a 25% discount on the interest rate if you apply 1 day before your birthday or 3 days after the holiday.
In case of delay, there are no fines, but the interest rate under the agreement continues to apply. SMS notifications about upcoming payments are free of charge.
Terms
An important condition for obtaining a credit product is an online application via the website or by ordering a call to the hotline (you can call yourself). After that, an operator will contact you, indicate the amount of the pre-approved loan, and the locations of office visits in your city.
Important! If you are a pensioner, you need to confirm your status with a retirement certificate, as well as payments from the Pension Fund of Russia. For those participating in the "My Birthday" program, it is enough to indicate a desire to participate in this program, after which the microfinance organization operator will calculate your individual interest rate.
For those with a bad credit history, an individual lending program is provided. Terms will be available after contacting Dengi Srazu.
To apply, we suggest using our matching service. We help you submit an online loan application to Dengi Srazu and guarantee up-to-date information for borrowers:
- Read the matching service offer and specify your region where the Dengi Srazu office is located.
- Follow the link to the microfinance organization's website, fill out the application form, and wait for a response from the microfinance organization operator.
- When filling out the application form, provide information as indicated in your passport, and be sure to provide your contact phone number.
- After processing the data, an operator will call you and invite you to visit the microfinance organization office.
- Come to the nearest branch of the microfinance organization, sign the agreement, and receive the funds.
Attention, funds are credited to cards of the MIR, Maestro, Visa, Mastercard payment systems. Be sure to bring personalized bank cards that belong only to you to the office. Borrowed funds are issued only at the office and only after a personal visit, but the application must be submitted on the microfinance company's website.
- The borrower is a citizen of Russia.
- It is necessary to have a Russian citizen passport and registration in the region where the microfinance organization office is located.
- The minimum age of the borrower is 18 years, and not older than 80 years.
- It is necessary to have income to confirm solvency; unofficial income is acceptable.
Rates
Calculator
Answers to questions
How will I know about approval if I haven't submitted my application on the website?
You indicate your phone number and city of residence in the application. After that, the operator contacts you and clarifies the microcredit limit.
How soon will I know the approval response?
About 5 minutes, sometimes up to 60 minutes, depending on the complexity of application processing.
Как я узнают ответ по заявке?
Вам придет СМС-оповещение или письмо на E-mail, в некоторых случаях будет звонок от оператора.
Как я получу деньги?
Конкретная ситуация о зачислении будет оговорена индивидуально в офисе. Вы получите наличными или вам зачислят на банковскую карту.
Customer reviews
Leave a review