Credit Europe Bank

The following important events took place in the history of Credit Europe Bank:

• in 1997, a 100% foreign-owned company was established to serve corporate clients under the name "Finansbank";
• in 2002, the company issued bank cards and began serving individuals, primarily employees of its corporate clients;
• from 2001 to 2003, the financial institution significantly expanded its client base and began actively serving regular consumers;
• in 2004, the bank opened regional representative offices in St. Petersburg, Kazan, Nizhny Novgorod, Rostov-on-Don, Perm, Ufa, and Samara;
• in 2005, the organization was assigned an international rating of "Ba2", the bank joined the Deposit Insurance System (DIS), began providing services to small and medium-sized businesses, and launched an auto loan program;
• in 2006, the company's main asset was transferred to the National Bank of Greece, the organization's rating was upgraded to “Ba1”, and Finansbank began cooperation with the “AUCHAN” retail chain;
• in 2007, the institution changed its legal form to a CJSC and renamed itself “Credit Europe Bank”;
• in 2008, the financial institution began cooperation with the “IKEA” chain, became a participant in the state car loan subsidization program, and developed joint lending programs with UZ-Daewoo, Hyundai, Chery, Chrysler, GAZ, and Isuzu;
• in 2010, the rating was upgraded to “BB-”, and the company launched the issuance of co-branded credit cards in partnership with MEGA;
• in 2011, the organization's rating was upgraded to “AA+” on the national scale and to “BBB+” on the international scale;
• from 2012 to 2013, the organization entered the top five banks in the auto loan market and began issuing “Ferrari” co-branded bank cards;
• in 2015, the company issued its first flagship debit card, “CARD PLUS World Mastercard”, featuring a profitable bonus program;
• from 2016 to 2017, the company launched a mobile app for consumers and began issuing “CARD CREDIT PLUS” credit cards;
• in 2019, the organization changed its legal form to a PJSC and changed its name to its current one, “Credit Europe Bank (Russia)”;
• in 2020, the bank joined the Fast Payment System (FPS), began issuing virtual bank cards, and expanded the functionality of its mobile app for individuals and businesses.

Today, 55% of Credit Europe Bank's shares are owned by Fiba Holding A.S., and another 35% by Fina Holding A.S. The remaining 10% of shares are owned by Credit Europe Bank N.V.

Despite the fact that the bank provides services to small and medium-sized businesses and corporate clients, it also does a significant amount of work with individuals. The company's main line of business is consumer lending. Nevertheless, you can also open bank cards, deposits, and savings accounts here.

Debit cards

Among debit cards, only one option is currently available here: the “CARD PLUS Mir” card. Other cards are not being issued at this time.

Credit cards

There are more credit cards available at Credit Europe Bank. Borrowers can currently apply for the following cards:

• the “URBAN CARD” overdraft card;
• the “CARD CREDIT PLUS” overdraft card;
• the “METRO” overdraft card;
• the “CARD CREDIT” installment card.

Consumer loans

Among consumer loans, you can apply for the following:

• loans for goods and services;
• auto loans;
• mortgages.

Deposits and savings accounts

To save your own funds, you can open the following deposits and savings accounts:

• the “Srochny” (Time) deposit;
• the “Rantye” (Rentier) deposit;
• the “Nakopitelny” (Savings) deposit.

Among the advantages of the financial institution are:

1. A wide range of products and services. The company focuses on serving small and medium-sized businesses, corporate clients, and individuals. In particular, individuals have access to debit and credit cards, consumer loans, deposits, and savings accounts.
2. Affordable interest rates on loans and credit cards. The bank offers competitive rates on credit products that compare favorably with offers from other companies.
3. Reliability. The organization has been operating in the market since 1997 and has established itself as a reliable partner during this time.
4. Convenient service. A well-developed mobile app is available for individuals and businesses, along with a large number of ATMs and branches.
5. Participation in state programs. The bank participates in state mortgage and auto loan programs for individuals, as well as support programs for small and medium-sized businesses.