Renaissance Credit

Renaissance Bank started its operations back in 2000. Back then, the company was named "AllianceInvest", and in 2002 it was renamed to "Kaznachey". 

In 2003, the financial organization was acquired by Renaissance Group, as a result of which the company was named "Renaissance Capital". This allowed the investment group to start developing consumer lending for citizens.

In 2007, the financial organization began operating under the "Renaissance Credit" brand, and in 2013 it received the corresponding official name. 

In December 2022, the company announced the rebranding of its trademark to "Renaissance Bank" starting in January 2023.  

Today, 100% of Renaissance Bank's shares are owned by the ONEXIM investment fund. The management board of the financial organization includes:

• Chair of the Management Board — Tatyana Viktorovna Khondru;
• Chair of the Board of Directors — Dmitry Valerievich Razumov.

The company's core activity is related to retail lending. Nevertheless, clients of the financial institution have access to a full range of services: bank cards, loans, deposits, savings accounts, and more.

Debit cards

Today, among Renaissance Bank's debit cards, only the "Glavnaya MIR" is available to clients.

Credit cards

There are currently only two credit cards available at the financial institution:

• "2 years interest-free";
• "200 days interest-free".

Lending

Three lending programs are available to borrowers of the financial organization:

• "Credit for any purpose";
• "Loan Refinancing";
• "Goods purchase loan". 

Deposits and savings accounts

To save depositors' own funds, the company offers the following deposits and savings accounts:

• "RenStart";
• "Renaissance Special";
• "RenKopilka+";
• "RenKopilka";
• "Bolshie Vozmozhnosti";
• "Pensionny" (Pension);
• "Bez Granits Online";
• "Renaissance Investment";
• "Popolnyemy". 

Additional services

For more comfortable and convenient customer service, additional services and options are available here. Such as: mobile banking, smartphone payment, Faster Payments System, currency exchange, internet banking, virtual assistant. 

Advantages of the credit institution:

1. Reliability. The financial institution is one of the largest and most reliable banks in Russia, ensuring stability and security for customers.
2. Wide range of services. The company offers customers a large number of products and services, including debit and credit bank cards, lending, deposits and savings accounts, investments, and so on.  
3. Favorable terms. Renaissance Bank offers competitive interest rates on loans and deposits, as well as various bonuses and discounts for its customers.
4. Online services. The organization is actively developing online services, offering customers the ability to manage their accounts and services via a mobile application or internet banking.
5. Individual approach. The company strives to find an approach for each client, offering personalized solutions based on the client's preferences.
6. Lucrative loyalty program. The bank has a decent loyalty program that allows customers to accumulate points for using the bank's cards and exchange them for other purchases.