Credit card in 5 minutes without visiting the bank

How to properly apply for a credit card in 5 minutes

The financial services matching service invites you to apply for a credit card in 5 minutes. Follow these recommendations from our service:

• Explore current offers from reliable Russian banks.
• Select the bank and card that suit your parameters and click the "apply now" button.
• Follow the link to the official website of your chosen bank and select the banking product you are interested in.
• Fill out the application form on the website, be sure to provide all passport details.
• Provide your contact phone number.
• Receive an SMS notification about further actions.
• Visit the bank or complete additional requirements to receive the credit card online.

In accordance with its marketing program, the bank will offer an option for receiving the credit card: courier delivery, at a bank branch, or a virtual card (installed on a mobile device).

Virtual credit card from Kviku

Despite the fact that the issuer and holder of the virtual card is a microfinance company, the card is a full-fledged banking product. You can get a credit card with just a passport in 5 minutes by providing only your primary identity document data. The banking product has a validity period of from 1 to 12 months, and you can get the maximum possible credit in the amount of up to 200,000 rubles. The average interest rate is 29%. Please note that the issued banking product is recognized as a consumer loan or microloan.

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Touch Bank, "Bystraya" card

An additional option for ordering an online credit card in 5 minutes is a credit card from Touch Bank. There is no need to visit the bank. There is an age restriction for credit card recipients, from 21 to 65 years old. Main terms of the banking product:

• Maximum credit: 1 million rubles.
• Interest rate: minimum from 14.9% per annum.
• Grace period provided: 55 days.
• Cashback: 1% for the "All purchases" category, 3% for "Special categories".
• Cash withdrawals are allowed, 4% + 299 rubles per transaction.

Annual maintenance is charged for this bank's card. Thus, the first year will cost 2,750 rubles, and starting from the second year: 3,000 rubles.

Pochta Bank, "Element 120" card

A profitable banking product with great opportunities for those who use borrowed funds. The card is issued using only one document: the passport of a citizen of the Russian Federation. The main lending terms include:

• Maximum credit limit: 500,000 rubles.
• Annual rate: from 9%.
• Grace period: 120 days, applies only to cashless payments.
• There is a monthly card turnover limit: no more than 300,000 rubles.
• A 9% fee is charged for cash withdrawals.

Annual card maintenance will cost only 900 rubles.

Credit card in 5 minutes from T-Bank – Platinum

One of the few credit cards with increased cashback of up to 30% for certain groups of goods and partner stores. In some cases, partners can offer cashback returns of up to 40% as exclusive offers. Even if partner stores with a 30% discount do not suit you, you are still guaranteed to receive a 1% cashback on any purchases.

• Credit limit: maximum 300,000 RUB.
• Interest rates range from 12.9% to 49.9%. The exact interest rate depends on the transaction you intend to make with the credit card.
• The grace period for interest-free use is 55 days.
•  Cash withdrawal fee: 2.9% plus an additional charge of 290 RUB.

Eligible applicants must be legally capable Russian citizens aged 18 or older.

Momentum card from Sberbank of Russia

Russia's largest bank, Sberbank, is also ready to approve a Momentum-standard credit card in 5 minutes. The credit card is issued after individual review of the application. The card provides a credit line of up to 600,000 RUB. The card is issued under the following terms:

• Грейс-период – 50 дней.
• Interest rate: 23.9%.
• There are no restrictions or limits on spending credit funds.
• Cash is issued with a fee, at an interest rate of 30%, with a minimum of 300 RUB.

There is the "Spasibo from Sberbank" loyalty program, where you can earn up to 30% in "Spasibo" bonuses from participating partners, plus additional rewards from Sberbank.

Renaissance Credit Bank – credit card in 5 minutes

You can also get a 5-minute credit card from Renaissance Bank, where within 1 hour you will be invited to visit the credit institution and pick up the card. Eligible applicants must be between 21 and 65 years old. The maximum limit is 200,000 RUB. There is a grace period of up to 55 days, and the interest rate ranges from 24.9% to 45.9% depending on the transaction performed. There is a loyalty program, "Simple Pleasures", which allows you to get up to 10% cashback on purchases.

Russian Standard Bank, Classic card

The commercial bank issues express-standard credit cards only to those who have reached the age of 25. The bank believes that young people develop a sense of responsibility for financial actions starting at this age. Annual maintenance for the card is only 900 RUB, and the loyalty program provides cashback of up to 5% on completed purchases.

• Maximum credit limit: 300,000 RUB.
• Interest rate ranges from 21.9% to 33.9% per annum depending on the transaction.
• There is a 55-day grace period.
• Cash withdrawals are subject to a 9% fee.

We invite users of the financial services matching service to apply for a credit card in 5 minutes, which will become a true assistant in solving your financial issues.