Debit cards for foreigners in 2024

Foreign citizens arriving in Russia to work inevitably wonder: where can I get a payroll card? Far from every Russian bank is willing to issue even a debit card to a person without citizenship, which complicates the search for foreigners. However, we have figured out which credit institutions cooperate with foreign nationals and prepared descriptions for each card.

Sravnim24 editorial team
Imil Tkarev

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Debit cards for foreign citizens in 2024

Debit cards for foreign citizens in 2024

На сегодняшний день оформить дебетовую карту для иностранных граждан можно всего в двух российских банках: Т-Банк и СберБанке. Мы подготовили подробные описания условий для карточек обеих кредитных организаций.

debit cards for foreigners

Bank and debit card name	Maintenance cost	Cashback	Interest on balance
Т-Банк “Т-Банк Блэк для нерезидентов РФ”	0 to 99 RUB per month	up to 30 %	5% per annum on balances up to 300,000 RUB
Sberbank “SberCard for foreign citizens”	0 to 150 RUB per month	up to 70 %	none

Т-Банк “Т-Банк Блэк”

The maintenance fee for such a card is 99 RUB per month. It can be free if at least one of the following conditions is met:

при совокупном неснижаемом остатке на счетах Т-Банк на сумму от 50 тысяч рублей;
if a loan has been issued to this card account;
using card tariff 6.2.

The advantage of the card is that it can be opened in one of 27 currencies. In addition, the cardholder can open accounts in the required currencies and switch between them as needed.

Еще один плюс карты “Т-Банк Блэк” — выгодный кэшбэк. Банк начисляет от 1% до 15% за покупки в выбранных категориях и от 3% до 30% за покупки в магазинах-партнерах Т-Банк.

In addition, the card's maintenance terms provide for interest on the balance. The holder can receive up to 5% per annum on account yield for a balance starting from 300,000 RUB.

Sberbank "SberCard for Foreigners"

The maintenance cost of the "SberCard for Foreigners" is 150 RUB per month. It can be free if at least one of the following conditions is met:

make purchases totaling at least 5,000 RUB per month;
receive your salary or social benefits on the card;
pay for the SberPrime Start, SberPrime, or SberPrime+ subscription.

By paying with a debit card, the holder can receive up to 10% of the amount spent on standard purchases, as well as up to 70% for purchases at Sberbank partner stores.

Подведем итоги. Условия по обеим дебетовым картам практически аналогичные. Разница лишь в том, что “Т-Банк Блэк” можно оформить в одной из 27 валют, а “СберКарту” только в рублях. Кроме этого, Т-Банк начисляет небольшой процент на остаток по карточному счету.

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