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08.01.23 16:35
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Updated: 08.01.2023
Loan in 2022

How to get favorable loans from a Russian bank + top 8 banks

Russian banks offer various financing programs for customers. You can get a loan for any purpose, for buying a car, household appliances, and a house. How profitable the loan will be specifically for you depends on the individual terms specified in the agreement.
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Daria Kreslova
Sravnim24 editorial team
Daria Kreslova
Contents
  1. Which Russian banks offer the best loans
  2. Alternative options

Which Russian banks offer the best loans

We have prepared a list of 8 banks where you can apply for a loan.

Russian banks that offer the best loans

  1. Pay attention to the cash loan from Alfa-Bank. The interest rate starts from 9.9%. To fill out the application, you do not need to stand in line; fill out the online application in a few minutes.
  2. Gazprombank also has a profitable retail lending policy. The minimum rate, taking into account all discounts under the "Light Loan" program, is 9.5%. The amount you can count on is up to 3 million RUB.
  3. Loko-Bank issues large loans for major goals. It offers a wide range of offers, making it easy to find a suitable option.
  4. Russian Standard pays out profitable consumer loans with pleasant bonuses. The amount is up to 300,000 RUB with a loan term of up to 36 months.
  5. Express Credit from MTS is issued without income certificates. The maximum amount is up to 1 million RUB at a rate starting from 14.9%.
  6. Customers also speak well of Vostochny Bank on thematic forums. The credit institution has set a rate starting from 9.9%, and a decision on the application is made within 1 day.
  7. UBRD offers a global rate reduction. Here, they pay out an unsecured online loan of up to 3 million RUB without an income certificate. The bank offers the most favorable terms to existing customers. Products have been developed for them: "Salary Clients", "Depositors", and "Personal Terms".
  8. Raiffeisenbank offers an online loan at a fixed rate starting from 10.99%. This is an unsecured loan without guarantors and collateral. Those looking for the best car loans can also turn to Raiffeisenbank. The organization offers to buy a car on credit. Without a down payment and without CASCO. Without conditions from the institution regarding the choice of a car. The vehicle title remains with the consumer.

Alternative options

Если не получается взять лучший кредит в банке, оформите кредитную карту. Выгодные условия по карточному продукту предлагает банк Т-Банк — карта Т-Банк All Airlines. Можно обратить внимание на карту Русский Стандарт Платинум, АТБ Ставка 19, Сash Back Альфа-Банк, Росбанк #МожноВСЕ.

Consider an MFI as a backup option. Pay attention to the terms offered by the IFC "Otlichnye Nalichnye". An online loan application can be submitted to Glavfinans or OneClickMoney. Perhaps a profitable loan will be offered by VIVUS or VD Platinum.

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Sovcombank "Halva" installment card
Sovcombank "Halva" installment card
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0% for 10 years

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ВсегДа — Брокер
ВсегДа — Брокер
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Лимит - до 3000000 ₽

Минимум - от 1000 ₽

CashUp — Брокер
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