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Articles on loans
About the loan
Although the Mir Deneg microfinance organization has been operating on the market since 2016, it is not as well-known as other competitors. Nevertheless, you can quickly and safely get from 1,000 to 30,000 RUB for a period of 7 to 30 days. In addition, the microfinance organization has a special promo for new clients: they can take out their first loan at 0%.
Terms
For borrowers applying to the microfinance organization for the first time, there is a special offer: they can take out their first loan at 0%. To do this, they need to submit an application for an amount from 1,000 to 30,000 RUB for a period of 7 to 10 days.
In general, you can get a microloan here for an amount from 1,000 to 30,000 RUB for a period of 7 to 30 days. The maximum interest rate for both new and regular customers at the MFO does not exceed the legal limit of 0.8% per day.
Borrowers who meet the following requirements can apply for a loan at the microfinance organization:
- are citizens of the Russian Federation;
- have permanent or temporary registration in the region where the MFO operates;
- aged from 21 to 75 years old.
To get a microloan, you will only need to provide a passport of a citizen of the Russian Federation. However, the microfinance organization may request documents confirming income and employment.
Currently, a microloan can only be issued to a MIR, Visa, or MasterCard bank card.
You can repay the microloan in the following ways:
- using a MIR, Visa, or Maestro bank card in your personal account;
- via a bank account wire transfer.
How to apply
You can apply for a microloan only online — on the official website of the microfinance company. To do this, you need to:
- go to the microfinance organization's website;
- specify the desired loan amount and term;
- indicate last name, first name, and patronymic, phone number, and email address;
- enter the confirmation code from the SMS message;
- provide date and place of birth, gender, passport details, registration address, and actual residential address;
- provide SNILS or INN details, employment information, and contact details of a third party;
- indicate the desired loan amount and term.
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