Moneza

Moneza
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60
15
Microloan amount
Microloan amount
30000 ₽
Rate, %
Rate, %
From 0 %
Age
Age
From 18 years
Credit history
Credit history
Any
Microloan term
Microloan term
up to 180 days
Decision
Decision
From 5 min
Moneza
Apply now
Updated: 01.11.2024

About the loan

The Moneza microfinance organization has been operating on the Russian market since 2016 and has built a solid reputation among borrowers during this time. Here, they can obtain up to 30,000 RUB for a term of up to 180 days on transparent terms. A special promotional offer is also available for new customers of the MFI.

Terms

First-time borrowers at the microfinance organization can get a loan on favorable terms—at 0% per day. To do this, they need to apply for an amount from 3,000 to 9,500 RUB for a term of 5 to 7 days. 

Overall, new customers of the microfinance organization can count on a loan ranging from 3,000 to 15,000 RUB for a term of 5 to 35 days. Returning borrowers can get a microloan ranging from 2,000 to 30,000 RUB for the same term. The maximum interest rate for all customer categories does not exceed 0.8% per day.

Borrowers who meet the following requirements can apply for a loan at the microfinance organization:

  • are citizens of the Russian Federation;
  • have permanent or temporary registration within the territory of Russia;
  • aged between 18 and 65;
  • have a permanent source of income.

To get a microloan, you will only need to provide a passport of a citizen of the Russian Federation. However, the microfinance organization may request documents confirming income and employment.

You can receive a microloan in the following ways: 

  • to a MIR, Visa, or Mastercard bank card;
  • by bank account details transfer;
  • to a YooMoney electronic wallet;
  • in cash.

You can repay the microloan in the following ways:

  • using a MIR, Visa, or Maestro bank card in your personal account;
  • by bank account details transfer;
  • from a YooMoney electronic wallet;
  • via Elecsnet terminals;
  • at Russian Post branches.

How to apply

You can apply for a microloan only online — on the official website of the microfinance company. To do this, you need to:

  • go to the microfinance organization's website;
  • specify the desired loan amount and term;
  • indicate last name, first name, and patronymic, phone number, and email address;
  • enter the confirmation code from the SMS message;
  • provide date and place of birth, gender, passport details, registration address, and actual residential address;
  • provide SNILS or INN details, employment information, and contact details of a third party;
  • indicate the desired loan amount and term.

Rates

Amount
From 2,000 to 30,000 RUB
Term
From 5 to 180 days
Interest rate
From 0% to 0.8% per day
First loan
From 3,000 to 9,500 RUB for a term of 5 to 7 days at 0%
Penalty for missed payment
20% per annum for each day of delay
Application
Online
Disbursement
To a bank card;
by bank account details transfer;
to a YooMoney electronic wallet;
cash
Repayment
Bank card;
by bank account details transfer;
from a QIWI or YooMoney electronic wallet;
via Elecsnet and QIWI terminals;
in cash via the CONTACT money transfer system;
at Russian Post branches
Borrower's age
From 18 to 65 years
Income verification
Not required
Collateral
Not required
Credit history
Any

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

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Customer reviews

Leave a review
Tr1ckyTr@v3ll3r
Tr1ckyTr@v3ll3r
Guest
Moneza
Hello. Used the services. Loan amount 5,000, for a month. The interest rate is not high, money was transferred quickly, online application is very convenient, without unnecessary paperwork. Liked the transparency of the terms, everything is clear, no fluff. Flexible repayment terms, you can even roll it over just in case. Customer service is up to standard, everything is polite and fast. They don't hassle you with borrower requirements, the main thing is having an income. Money is transferred to the card, which is convenient. Microloans are of course an acquired taste, but if you urgently need money, it's a pretty good option. Pros: speed and convenience; cons: interest is still higher than in a bank. The repayment schedule is normal, they explained everything—how and when to pay. Overall satisfied, I recommend it.
B1t3M3N0w
B1t3M3N0w
Guest
Moneza
I took out a small loan from Moneza to repair my washing machine. It is very convenient that you can choose the loan term to fit your needs. The reliability of the organization is top-notch—no fraud or hidden fees. Thank you, Moneza!
Alina Kutuzova
Alina Kutuzova
Guest
Moneza
I recently used Moneza's services. I liked it! I applied for a loan online, everything was simple and straightforward. The terms are transparent; I chose the loan amount and term myself based on my financial capacity. The repayment schedule is convenient, and loan extension is even available. The service is top-notch, and the managers are polite and responsible. The interest rate is reasonable. Overall, I recommend it!
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