Moneza
Articles on loans
About the loan
The Moneza microfinance organization has been operating on the Russian market since 2016 and has built a solid reputation among borrowers during this time. Here, they can obtain up to 30,000 RUB for a term of up to 180 days on transparent terms. A special promotional offer is also available for new customers of the MFI.
Terms
First-time borrowers at the microfinance organization can get a loan on favorable terms—at 0% per day. To do this, they need to apply for an amount from 3,000 to 9,500 RUB for a term of 5 to 7 days.
Overall, new customers of the microfinance organization can count on a loan ranging from 3,000 to 15,000 RUB for a term of 5 to 35 days. Returning borrowers can get a microloan ranging from 2,000 to 30,000 RUB for the same term. The maximum interest rate for all customer categories does not exceed 0.8% per day.
Borrowers who meet the following requirements can apply for a loan at the microfinance organization:
- are citizens of the Russian Federation;
- have permanent or temporary registration within the territory of Russia;
- aged between 18 and 65;
- have a permanent source of income.
To get a microloan, you will only need to provide a passport of a citizen of the Russian Federation. However, the microfinance organization may request documents confirming income and employment.
You can receive a microloan in the following ways:
- to a MIR, Visa, or Mastercard bank card;
- by bank account details transfer;
- to a YooMoney electronic wallet;
- in cash.
You can repay the microloan in the following ways:
- using a MIR, Visa, or Maestro bank card in your personal account;
- by bank account details transfer;
- from a YooMoney electronic wallet;
- via Elecsnet terminals;
- at Russian Post branches.
How to apply
You can apply for a microloan only online — on the official website of the microfinance company. To do this, you need to:
- go to the microfinance organization's website;
- specify the desired loan amount and term;
- indicate last name, first name, and patronymic, phone number, and email address;
- enter the confirmation code from the SMS message;
- provide date and place of birth, gender, passport details, registration address, and actual residential address;
- provide SNILS or INN details, employment information, and contact details of a third party;
- indicate the desired loan amount and term.
Rates
by bank account details transfer;
to a YooMoney electronic wallet;
cash
by bank account details transfer;
from a QIWI or YooMoney electronic wallet;
via Elecsnet and QIWI terminals;
in cash via the CONTACT money transfer system;
at Russian Post branches
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