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Articles on loans
About the loan
At the microfinance organization "CarMoney", you can get up to 100 thousand rubles without collateral or guarantors. To get money from this MFO, you only need to provide a passport and one additional document of your choice: SNILS or INN. "CarMoney" differs from other companies in that loan repayment is made in equal installments every 2 weeks, regardless of the amount issued.
Terms
At the microfinance organization "CarMoney", you can only apply for long-term loans ranging from 3 to 100 thousand rubles for a term of 3 to 12 months. The feature of microloans here is that debt repayment is made in equal amounts every 2 weeks of the agreement. The maximum interest rate on loans does not exceed the legal limit of 0.8% per day.
Borrowers who meet the following requirements can apply for a loan at the microfinance organization:
- are citizens of the Russian Federation;
- aged 21 to 65 years old.
To get a microloan, you will need to provide a passport of a citizen of the Russian Federation, SNILS, or INN. However, the microfinance organization may request documents confirming your income and employment.
A microloan can only be received on a bank card from the MIR, Visa, or MasterCard payment systems.
You can repay the microloan in the following ways:
- using a MIR, Visa, or MasterCard bank card in your account;
- via a bank account wire transfer.
How to apply
You can apply for a microloan only online — on the official website of the microfinance company. To do this, you need to:
- go to the microfinance organization's website and specify the desired loan amount and term;
- indicate last name, first name, and patronymic, phone number, and email address;
- enter the confirmation code from the SMS message;
- provide date and place of birth, gender, passport details, vehicle documents;
- upload a photo of your passport;
- provide your registration address and actual residential address, employment details;
- upload a photo of the vehicle title (PTS);
- specify the card to receive the money;
- upload a photo of the car.
Rates
by bank account details transfer;
in cash via the CONTACT money transfer system
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