Vash Kredit

Vash Kredit
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285
13
Microloan amount
Microloan amount
100000 ₽
Rate, %
Rate, %
From 0 %
Age
Age
From 18 years
Credit history
Credit history
Any
Microloan term
Microloan term
up to 180 days
Decision
Decision
From 2 min
Vash Kredit
Apply now
Updated: 01.11.2024

About the loan

“Ваш кредит” — хоть и новый онлайн-сервис по выдаче займов, но действует он от имени уже знакомой МКК “СрочноДеньги”. В этой компании заемщики могут получить до 100 тысяч рублей на срок до 180 дней с максимальной процентной ставкой до 0,8% в день.

Terms

Заемщики, которые обращаются в компанию “Ваш кредит” в первый раз, могут получить заем на сумму от 1 до 15 тысяч рублей на срок от 1 до 7 дней под 0% в день или на срок от 1 до 30 дней под 0,8% в день. 

Уже с повторного обращения в эту микрофинансовую организацию можно рассчитывать на больший заем — на сумму от 1 до 100 тысяч рублей на срок от 1 до 180 дней. И в этом случае максимальная процентная ставка не превышает допустимый законодательством 0,8% в день.

В МФО “Ваш кредит” доступно досрочное погашение займа. Для того чтобы закрыть задолженность раньше положенного срока, нужно внести всю необходимую сумму с учетом начисленных процентов любым удобным способом.

Также в микрофинансовой организации возможна пролонгация займа на срок до 30 дней. Для того чтобы продлить микрозайм, нужно лично посетить отделение МФО и подписать дополнительное соглашение на пролонгацию.

In case of payment delinquency, the microfinance organization will charge a penalty of 20% per annum on the debt amount.

Телефон: 8 (800) 100-13-63

Электронная почта: info@srochnodengi.ru

Website: https://vashcredite.ru/

Borrowers who meet the following requirements can apply for a microloan from the Vash Kredit microfinance organization:

  • are citizens of the Russian Federation;
  • aged 18 to 80 years old;
  • have a regular source of income.

To apply for a microloan, you only need to provide a passport of a citizen of the Russian Federation.

Currently, a loan can be obtained in two ways:

  • to a MIR, Visa, or MasterCard bank card;
  • in cash at the microfinance organization's office.

You can repay the debt to the microfinance organization in the following ways:

  • in your personal account using MIR, Visa, or MasterCard bank cards;
  • via bank account details;
  • in cash at the microfinance organization's office.

How to apply

You can apply for a loan at a microfinance organization's branch or on the official MFO website. To apply for a microloan online, you need to:

  • go to the microfinance organization's website;
  • specify the desired loan amount and term;
  • indicate last name, first name, and patronymic, phone number, and email address;
  • enter the confirmation code from the SMS message;
  • provide date and place of birth, gender, passport details, registration address, and actual residential address;
  • provide SNILS or INN details, employment information, and contact details of a third party;
  • indicate the desired loan amount and term.

Rates

Amount
From 1,000 to 100,000 RUB
Term
From 1 to 180 days
Interest rate
From 0% to 0.8% per day
First loan
From 1,000 to 15,000 RUB for a term of 1 to 7 days at 0%
Penalty for missed payment
20% per annum for each day of delay
Application
Online or at the microfinance organization's office
Disbursement
To a MIR, Visa, or MasterCard bank card;
in cash at the microfinance organization's office
Repayment
In your personal account using MIR, Visa, or MasterCard bank cards;
via bank account details;
in cash at the microfinance organization's office;
in cash via a QIWI terminal
Borrower's age
From 18 years
Income verification
Not required
Collateral
Not required
Credit history
Any

Calculator

Credit card calculator
Credit limit
Term / month
Rate
Loan amount
8 000 000
Overpayment
1 000 000
Total payment amount
9 000 000
Loan maturity
15.05.2022
Monthly payments
500 000

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Customer reviews

Leave a review
CyberPirate
CyberPirate
Guest
Vash Kredit
Hello everyone! I've been using this company's services more than once. I was attracted by the low interest rate and the ability to take out a larger loan amount. The loan term is also convenient, giving me enough time to pay it back. The lending terms are transparent and clear, with no hidden fees or catches. It's very convenient to apply online without leaving home. As for customer service, it's top-notch. The managers are always ready to help and answer all questions. Another convenient feature is the option to extend the loan if you suddenly can't return the money on time. A big plus is the organization's reliability; I've never had any issues with payouts. The only thing missing is a wider variety of loan disbursement methods; it would be more convenient if there were more options. Otherwise, everything is super, I recommend it!
Igor Osintsev
Igor Osintsev
Guest
Vash Kredit
I turned to Vash Kredit because I urgently needed to plug a financial hole. I filled out the online application in a couple of minutes, without any unnecessary questions. I chose a convenient loan term, and the documents were checked quickly. I received the loan on my card, which is convenient. The repayment schedule is flexible, which is important to me. The company is reliable, with no hidden fees. The requirements for borrowers are minimal. The main thing is to repay on time and everything will be fine.
Liana Meledina
Liana Meledina
Guest
Vash Kredit
Hello everyone! I want to share my experience of applying for a loan. I decided to take a small amount for a couple of weeks to close some small debts. I applied online, everything is very simple and clear. The lending terms are also transparent, with no hidden payments. The interest rate is quite acceptable, the main thing is to repay the loan on time. This is where I liked the flexible repayment terms; you can even extend the loan if you don't have time to return it. That's a big plus. And of course, the customer service is top-notch – they promptly answered all questions and explained everything. As for the reliability of the microfinance organization, I trust them, everything is fair and legal. The only thing is that the requirements for borrowers are quite strict, but that's understandable since they are risking their own money. Overall, I am satisfied. If I have financial difficulties, I will apply again.
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