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Articles on loans
About the loan
Microfinance organization "Finmoll" was founded back in 2011. At that time, the company's main line of business was issuing POS loans in "kari" chain stores. Today, borrowers can get up to 100,000 RUB for a period of up to 52 weeks from this MFO.
Terms
The microfinance organization "Finmoll" offers several tariff plans:
- "Tselevoy" (Targeted) — issued by the MFO for purchases made in "kari" stores in the amount of 2,500 to 30,000 RUB for a term of 3 or 6 months;
- also "Tselevoy" for purchases made in "kari KIDS" stores — in the amount of 4,000 to 30,000 RUB for a term of 3 or 6 months;
- "Netselevoy" (Untargeted) — in the amount of 5,000 to 53,000 RUB for a term from 7 days to 12 months;
- "Bazovy" (Basic) — in the amount of 20,000 to 47,000 RUB for a term of 52 weeks;
- "Individualny" (Individual) — in the amount of 30,000 to 100,000 RUB for a term of up to 52 weeks.
In all cases, the maximum interest rate does not exceed 0.8% per day, which is 292% per annum.
Early repayment of the loan is available at the microfinance company "Finmoll". In order to repay the debt ahead of schedule, you need to deposit the full required amount including accrued interest.
Loan extension (prolongation) is not provided at the microfinance organization "Finmoll".
In case of payment default, the creditor will charge a penalty of 0.1% per day on the overdue amount.
Phone: 8 (800) 600-99-90
Email: nfo@msk.finmoll.com
Borrowers who meet the following requirements can obtain a microloan from the MFO "Finmoll":
- are citizens of the Russian Federation;
- have permanent registration within the territory of Russia;
- are between 18 and 90 years old.
To apply for a microloan, you only need to provide a passport of a citizen of the Russian Federation.
Currently, a loan can be obtained in two ways:
- to a MIR, Visa, or MasterCard bank card;
- via bank account details.
You can repay the debt to the microfinance organization in the following ways:
- via bank account details;
- in cash via the Zolotaya Korona money transfer system;
- in cash at "Euroset", "Beeline", "MTS", and "Svyaznoy" retail stores;
- in cash at "kari" and "kari KIDS" stores.
How to apply
You can apply for a loan only on the official website of the microfinance organization. To do this, you need to:
- go to the microfinance organization's website;
- specify the desired loan amount and term;
- indicate last name, first name, and patronymic, phone number, and email address;
- enter the confirmation code from the SMS message;
- provide date and place of birth, gender, passport details, registration address, and actual residential address;
- provide SNILS or INN details, employment information, and contact details of a third party;
- indicate the desired loan amount and term.
Rates
via bank account details.
in cash via the Zolotaya Korona money transfer system;
in cash at "Euroset", "Beeline", "MTS", and "Svyaznoy" retail stores;
in cash at "kari" and "kari KIDS" stores.
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