Metalinvestbank

The bank was founded in August 1993 on the initiative of the Committee for Metallurgy of the Russian Federation. Its creation was initiated by the country's largest metallurgical industrial enterprises, including Tulachermet, Severstal, Chelyabinsk Metallurgical Plant, and Novolipetsk Metallurgical Plant. 

The primary goal of the new bank was to service heavy industry enterprises. However, over time, the company expanded its scope of operations by starting to work with individuals.

In 2012, the Russian company OMK-Service acquired 100% of Metallinvestbank's shares. Since then, it has become a universal commercial bank providing services to both corporate and private clients.

According to 2019 results, the credit institution ranked among the top ten Russian banks by the volume of financing provided. Also, according to RIA Rating agency, Metallinvestbank ranked 69th in Russia by asset volume in 2020.

100% of Metallinvestbank's shares are owned by OMK-Service, 39.33% of which is owned by Business Optima LLC, 30.67% by Anatoly Mikhailovich Sedykh, and other shareholders. 

As for the bank's management, Tatiana Vadimovna Kuzmich is the Chairperson of the Management Board, and Yulia Igorevna Shkhiyants is the Chairperson of the Board of Directors.

Metallinvestbank provides services to both companies and individuals. Regular consumers have access to the following products here: bank cards, consumer loans, mortgages, savings accounts and deposits, investments, and much more. 

Debit cards

Today, Metallinvestbank offers only one debit card — MIR. 

Credit cards

As in the previous case, the bank offers only one credit card of the MIR payment system. Additionally, clients can obtain instant, virtual, and payroll cards. 

Lending

Among the consumer lending programs, clients have access to the following:

• "Cash loan for any purpose";
• "Loan refinancing";
• "Loan for the self-employed";
• "Cash loan for individual entrepreneurs";
• “Loan for pensioners”;
• “Cash loan secured by a vehicle”.

Mortgage

The bank's mortgage lending programs include:

• “Preferential mortgage”;
• “Family mortgage”;
• “Housing mortgage”;
• “IT mortgage”;
• “Mortgage for parking spaces and storage units”;
• “Commercial real estate”.

Deposits and savings accounts

To save personal funds, Metallinvestbank offers the following deposits:

• “Maximum Income” in RUB;
• “Profitable Year”;
• “Maximum Income” in yuan;
• “Maximum Income” in UAE dirhams;
• “Replenishable”;
• “Managed”;
• “Pension Income”.

Available savings accounts include:

• “Comfortable NEW”;
• “Comfortable”;
• “Profitable”. 

Investments

For successful investing, the company offers:

• brokerage services;
• asset management;
• individual investment account;
• depository services;
• unallocated bullion accounts.

Other services

The bank also offers clients instant Unistream transfers, transfers via the Faster Payments System, a mobile app and internet banking, insurance, QR-code payments, international transfers, and much more. 

Advantages of the credit institution:

1. Reliability. Metallinvestbank is one of the most popular and reliable banks in Russia, ensuring stability and security for its clients.
2. Wide range of products and services: The bank provides various financial products and services, such as bank cards, consumer loans, mortgages, deposits and savings accounts, investment services, and more.
3. Favorable terms. The company offers competitive interest rates on loans and deposits, as well as various bonuses and discounts for clients.
4. Online services. The organization actively develops online services, allowing clients to manage their accounts and services via a mobile app or internet banking.
5. Individual approach. The bank strives to find an approach for every client and offers unique solutions based on personal preferences.
6. Qualified staff. The company's employees regularly undergo training and professional development to provide high-quality service and support to clients.
7. Loyalty program. The organization offers a loyalty program that allows clients to accumulate points for using bank cards and exchange them for other purchases.