Refinancing at Metallinvestbank

At Metallinvestbank, borrowers can refinance loans obtained from other banks in amounts ranging from 50,000 to 3,000,000 RUB for a term of 13 to 60 months. The interest rate depends on the loan amount. Thus, when taking out personal insurance, the overpayment is:

• from 14% to 17% per annum for loan amounts from 50,000 to 300,000 RUB;
• from 13% to 16% per annum for loan amounts from 300,000 to 1 million RUB;
• from 11.5% to 14.5% per annum for loan amounts from 1 to 3 million RUB.

If financial protection is declined, the interest rate may reach:

• from 24% to 27% per annum for loan amounts from 50,000 to 300,000 RUB;
• from 23% to 26% per annum for loan amounts from 300,000 to 1 million RUB;
• from 21.5% to 24.5% per annum for loan amounts from 1 to 3 million RUB.

For payroll clients who purchase personal insurance, the interest rate is:

• from 9.7% to 12.7% per annum for loan amounts from 50,000 to 3 million RUB;
• 5.5% per annum for a loan amount of 3 million RUB.

If financial protection is declined, the interest rate for payroll clients can reach from 19.7% to 22.7% per annum for any loan amount.

At Metallinvestbank, borrowers can repay their loan in full or ahead of schedule. To do this, they must notify the bank of their decision in advance and pay the principal amount along with interest accrued for the actual time the funds were used.

In the event of a delayed monthly payment, Metallinvestbank charges a penalty. Its amount is 0.05% per day of the overdue principal and interest accrued during the period of use.

Borrowers who meet the following requirements can apply for refinancing at Metallinvestbank:

• are citizens of the Russian Federation;
• have permanent registration within the territory of the Russian Federation;
• aged from 21 at the time of application to 70 at the expected maturity date of the loan agreement;
• have a continuous employment record at their current job of at least three months, with a total work history of at least one year.

To obtain a loan from Metallinvestbank, you must provide a passport of a citizen of the Russian Federation, proof of income, and documents regarding loans and credit cards issued by other banks.

Metallinvestbank transfers the funds to repay the refinanced loan directly.

Monthly payments are deducted automatically from an account opened with Metallinvestbank. You can deposit money into it in the following ways:

• by transfer between your own accounts opened with Metallinvestbank;
• by transfer from cards of other banks;
• in cash through Metallinvestbank ATMs;
• in cash through Gazprombank cash desks;
• in cash at Russian Post branches, and so on.

Short name: PJSC AKB Metallinvestbank

Tax ID (INN): 7709138570

BIC: 044525176

KPP: 770601001

Correspondent account: 30101810300000000176

OGRN: 1027700218666